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contract renewal?

My contract is up 4 renewal i am currently with T-mobile on a £20 a month tariff i get £38 worth of credit 2 use anyway i like so on calls or txts,(mainly txt with it) which i very rarely go over if i ever do its only a few pounds,
so anyone know any good deals at the mo where i can get a nice new phone quite like the blackberry (would LOVE a i phone but got no chance lol) its so confusing online there is so many deals about offering cashback etc but havent got a clue what that means been with t-mobile 4 years and years!!

Any help/advice really needed i am so confused

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