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£365 in 365 days...... the 2011 challenge

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  • euronorris
    euronorris Posts: 12,247 Forumite
    Part of the Furniture 10,000 Posts Name Dropper PPI Party Pooper
    I haven't given up, it's just been more difficult lately. But.......have put another 60 Euros in my tin, so almost up to date now. :)

    Off to update sig.
    February wins: Theatre tickets
  • looie
    looie Posts: 706 Forumite
    I haven't given up either - I'm still here and on track :D
  • chickywiggle
    chickywiggle Posts: 5,203 Forumite
    Part of the Furniture Photogenic Combo Breaker Xmas Saver!
    ohh just remembered put £20 in there yesterday and forgot to tick it off.
    loves how my "I've been censored" signature has been censored. LOL. Happy Christmas. :xmastree:
  • foxy78
    foxy78 Posts: 370 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    i think am abit ahead now, already done july but i made extra on ebay so am gonna add an extra £40 in the pot for july.
    2023 Target- £70k towards my 1st Home :money:£10/70k :jSave 12k in 2023 £6000/£12k Make £2023 in 2023 £500/£2023 December 2023 Target - £10k Emergency Fund Pot - £200/£10k
  • OK, here goes ..

    As you may remember I was using this to pay chunks off my overdraft at intervals during the year rather than having a huge chunk at the end (£50 was paid off at the end of March!:D )

    April - June was added but meantime my house insurance renewal came through and had gone up by £85! (I had a claim a few days before renewal last year which obviously "missed" the cut-off and has "hit" this year).

    Shopped around and found one for £70 cheaper, but interest was charged for installments.

    Called my current insurer and they agreed to cut £50 off my premium but only if I paid the full years premium - £215!:eek:

    So ... I'm afraid I had to resort to my pot again for £100.:( I also ended up having to pay July's amount back to my main account to help make up the difference.


    Feeling a bit disappointed in myself - however, I'm also really glad that I had the money put aside as it's saved me a sizable chunk of money!;)


    I'm now unsure what to do as I've obviously failed the challenge miserably! :o


    I'd like to keep going if no-one minds - my car insurance is due in December and I could have about 1/2 of it saved up by then.:)
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • chickywiggle
    chickywiggle Posts: 5,203 Forumite
    Part of the Furniture Photogenic Combo Breaker Xmas Saver!
    keep going rising from the ashes just think where you'd be without the money.

    I have the whole of July to find which is unlikely to happen so think i will write that off as a bad month and know i'll be £30 down.
    loves how my "I've been censored" signature has been censored. LOL. Happy Christmas. :xmastree:
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    morning :wave:

    Just transferred £50 into my savings bringing me up to £350 woo hoo

    off to up date ticker x
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • euronorris
    euronorris Posts: 12,247 Forumite
    Part of the Furniture 10,000 Posts Name Dropper PPI Party Pooper
    I don't think you've failed risingfromtheashes, I think you did well as you had the money to pay the house insurance. No credit was used!

    Continue to save now, and you'll still have something towards Christmas :D

    I may use my pot towards my holiday in two weeks, as I am not flying back to UK this Christmas.
    February wins: Theatre tickets
  • euronorris
    euronorris Posts: 12,247 Forumite
    Part of the Furniture 10,000 Posts Name Dropper PPI Party Pooper
    Oh, and another €2 which takes me to end of August :)
    February wins: Theatre tickets
  • euronorris wrote: »
    I don't think you've failed risingfromtheashes, I think you did well as you had the money to pay the house insurance. No credit was used!

    Continue to save now, and you'll still have something towards Christmas :D.
    keep going rising from the ashes just think where you'd be without the money.

    I have the whole of July to find which is unlikely to happen so think i will write that off as a bad month and know i'll be £30 down.

    Thanks both, feeling a bit better now!:D

    I just couldn't see the point in paying extra for the insurance when I had the money lying - so, this challenge has proved very worthwhile!;)

    I will keep going :)! So, £31 transferred!
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
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