Direct Line Shock!

kriss_boy

Im 27 and been with direct line since I was 18.

My insurance got progressively cheaper every year till last year when I paid £366. This year however they are telling me they cannot offer it to me for less than £450!!!

Its 2002 3 series BMW, nothing particular fancy and not worth much more than £3500. So Im pretty furious.

I practically begged them to lower it- stating I also have a second vehicle and my home insured by them.

Anyone else faced a massive hike?

becky4131

I was with direct line for car insurance for last 2 years, when they sent me my renewal it went from 385 up to 475. I am 23 with 6 years no claims so was not prepared to pay the increase.

In the end i went with LV and paid 360 for the year, i would shop around if i was you.

adamc260

Its happening with a lot of companies... lots of claims received so they need to balance it out =/

kriss_boy

Its not fair!! I might be a man but I drive like a woman!! I should get cheaper insurance!

Suffolk_Jock

I allways shop around no matter what i am renewing and allways find i end up going with someone else as they are cheaper just to get your money.
But one thing i have found this last 2 years is Direct Line have not come near to being cheap anymore.

Shop around is allways the best advice. I have used LV, Churchhill and Admiral to name but a few in the past.

lisyloo

I might be a man but I drive like a woman!!

LOL, if you are a good driver it MAY pay you to take an advanced test as you get a discount, but I'd check the quotes first.

kriss_boy

Do you know what- Im going to go against everything I believe in and pretend to be a sheep for the day.

Im going to phone up and accept their offer of £436 (last year was £366).

I spend all year trying to get bargains, haggling and pestering call centres!! I think Im just going to accept it because the home insurance and the mrs car we have with them is very reasonably priced!!

*relief*

olly300

kriss_boy wrote: »

I spend all year trying to get bargains, haggling and pestering call centres!! I think Im just going to accept it because the home insurance and the mrs car we have with them is very reasonably priced!!

*relief*

But if you have two insurances with them already in the household insuring your car elsewhere won't matter.

mikey72

kriss_boy wrote: »

Do you know what- Im going to go against everything I believe in and pretend to be a sheep for the day.

Im going to phone up and accept their offer of £436 (last year was £366).

I spend all year trying to get bargains, haggling and pestering call centres!! I think Im just going to accept it because the home insurance and the mrs car we have with them is very reasonably priced!!

*relief*

That's why they have increased it - because you'll pay it.
Your other car and home insurance will go up by more than 20% next time you get your renewal.
Shop round, and move every time.
(If it's now down to £436, why did they say they couldn't offer insurance for less than £450?)

Dr.pip

I just renewed mine today with admiral £385.00, my renewal from churchill had gone up by £100 to £450 from last year. I am 52 with over 9years NC. When I checked with the comparison sites they were all about the same up £70-£100 on last year.

silkyuk9

To be honest I don't know why people stay with their same insurance companies year after year without looking for cheaper themselves. Even if DL was the cheapest i can gaurentee you i would get it at least £42 cheaper than the quote.

Here is an example.

AA policy renewal: this is only for breakdown cover. The quote was for myself, Relay and roadside. The price was the same as RAC however for that price with RAC i could get 2 pepole on the cover and if i went through Quidco I could also get another £42 cashback by going with RAC. So i told AA that not only did they match RAC and put my son on the cover they also reduced my cover by £42, so my cover went down from £11 per month to £7. you have to shop around and be cheeky otherwise companies just sell you down the river.