We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Help - offer rejected and we SSTC
Comments
-
chivers1977 wrote:I am shocked that noone else found this offensive
I also found this racist comment extremely offensive. I don't think the poster will learn from anything we can say, but I sincerely hope that s/he gets gazumped or messed around by a white purchaser.0 -
Voyager2002 wrote:I also found this racist comment extremely offensive. I don't think the poster will learn from anything we can say, but I sincerely hope that s/he gets gazumped or messed around by a white purchaser.
I did but choose to ignore it!Pawpurrs x
0 -
Voyager2002 wrote:I also found this racist comment extremely offensive. I don't think the poster will learn from anything we can say, but I sincerely hope that s/he gets gazumped or messed around by a white purchaser.
And if it happens, I may change my view of other people, but until I can do a deal with a Pakistani that does not cause me grief, I'll stick by it, thanks. It's not palatable - but you ask your Pakistani mates (I have plenty) - they won't disagree.0 -
its TRUE! why is it offensive?chivers1977 wrote:I am shocked that noone else found this offensive0 -
david29dpo wrote:its TRUE! why is it offensive?
I really do hate to say so, but this is my experience also. It seems to be almost cultural thing.
I'm certainly not saying that caucasian people are immune to this type of behaviour but, in my experience, its nowhere near as endemic.0 -
I am in no way racist and do not tolerate racism of any kind. However having dealt in the property market for over 13 years now I have to say that it is sadly the 'done' way of doing business for certain people.
It is commonpractice within certain communities to drop the offered price on the day of exchange as they know they have the seller by the balls.
It did actually happen to me a couple of times personally when selling buy to lets. I simply called their bluff and instructed the agent not to budge and re-market the property. They soon changed their minds.0 -
Thanks for people for the support of your own experiences - it is (IMO) an endemic trait in people from certain parts of the Indian subcontinent - my own experience is mainly of people from Pakistan as they form the majority of immigrants to the town I grew up in and spent years in.
I don't think it's a racist comment, indeed it amuses me when Outraged of Tunbridge Wells posts that it's offensive and racist even - I should say a quarter of my mates are Asian and half of them are Pakistani descent - I have conversations with them about it - they agree but see it as like the traders in the Istanbul bazaars - it's their duty to haggle till the money changes hands and if they can work a fast one they will - their handshake IS NOT their bond (and that's verbatim from a Pakistani mate of mine). It's a simple fact of my experience that Pakistanis play by different rules than the ones I like to play by and think are fair, so I do exactly what I can to make sure the game we are playing is mine - is that racist or sensible ? Sometimes I wonder if those who claim outrage have any direct experience at all or just see a criticism and lob "racist" at it because they don't understand either racism or the point that was trying to be made.
thanks again.0 -
I did not find the comment offensive. As said different cultures do things in different ways. Perhaps its a shame in the UK we don't say (or are not allowed to say) what we feel..... sometimes I believe the French and Australians do the best thing, and be blunt and honest.0
-
Rachman wrote:there is no way on earth I am going to tell your financial guy anything - easiest sharp practice in the book - and have told several agents that when they've tried it - they fold - I don't know what level of the market you are talking about - but if you told me that, you'd be getting a very rapid flea in your ear, no matter how obseqious and apologetic you pretended to be..... - I am not there to be wasting your time, so don't waste mine on games - if you are a proper agent, you have done that diligence before showing me round anyway...... - the usual what do you do, what's your address, been there long questions......
Just to set the record straight I do not work for this kind of company and only lasted 1 month with them due to the type of questions they have to ask so I hope those remarks are not aimed at me specifically by the 'general' term of your. Note: I now work for a family busines where reputation is everything.
These companies do however deal with hosues from £10k to £1m and I know of 2 who would not deal with you if you did not show your financial viability. It was just a point i was making about EAs and how 'some' act.
And personally, I would advise any vendor who I am acting on the behalf of to be very wary about accepting an offer from someone who cannot validate their financial situation whether it be by saying who they have sold through or their mortgage company advising the funds are in place. And I do not mean by the EA's seein the in depth financial details. A simple yes they can afford it from a IFA or mortgage broker is enough as the information people provide to these people is confidential and I would hope the mortgage broker/IFA to tell teh truth, noo that they shouldnt.0 -
Tyders wrote:And personally, I would advise any vendor who I am acting on the behalf of to be very wary about accepting an offer from someone who cannot validate their financial situation whether it be by saying who they have sold through or their mortgage company advising the funds are in place. And I do not mean by the EA's seein the in depth financial details. A simple yes they can afford it from a IFA or mortgage broker is enough as the information people provide to these people is confidential and I would hope the mortgage broker/IFA to tell teh truth, noo that they shouldnt.
i totally agree its just in your previous post you said you would not inform the vendor of this offer and personally I feel it is your job to offer advice and warn the vendor not to do businesss with them at this time but the offer should still be put to the vendor as it is not your job to decide which offer to accept. My EA tried telling one of my buyers to prove to their financial guy they could buy he told them where to go and I turned the buyer down. After I accepted another buyer the guy turned up to my door to tell me how badly the EA had treated him becasue he did not feel it neccisary to disclose this information to them(which truthfully it isnt) he did however prove to me he had the whole lump sum in cash but under the EA advice Id alreafy accepted another buyer who are first time buyers and holding the whole process up!Saving needed to emigrate to Oz*September 2015*
£11,860.00 needed = £1,106 in savings
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.4K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.4K Spending & Discounts
- 245.4K Work, Benefits & Business
- 601.2K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards