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thanks Nohope...i'm sure there will be more
take care
brrr it's freezing cold here xx0 -
Its freezing here too. Ermmm not supposed to chat?Debt free - Is it a state of mind? a state of the Universe? or a state of the bank account?
free from life wannabe
Official Petrol Dieter0 -

To everyone on the BR board and all newbies and lurkers.
Good morning and Merry Christmas Conf and Nohope, hope you both have a lovely day xx
Thanks for your text Conf :Axx0 -
ifwisheswerehorses... wrote: »Hello and Welcome to the Bankruptcy Board.
If you are new or old to this board and receive a comment that is not helpful or insensitive please don’t be put off. Many of the posters on here have been through bankruptcy. They will be able to help, advise and also offer you support. We do have poster's who have/do work for the OR and Debt charities too.
What to do if you get an insensitive or hurtful comment - Click here
For ‘essential’ BR info this is Fermi’s sticky - Click here
Debt Relief Orders - Information & help - Click here
IVA - Individual Voluntary Arrangement board - Click here
Best wishes
If...x
Best put this on the page, thank you If :Ax0 -
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ifwisheswerehorses... wrote: »Hi 3Dogs, thanks for your message.......but I would delete the free smileys advert bottom of your post xRemoved for now, as there is some possibly dubious looking tracking code in that?
Whoops - thanks If ... and Fermi - I do normally remove the adverts but forgot on that one
Merry Christmas everyone
Enjoy your day, no matter how you have paid for it, but make a point of coming back to this site and searching around the forums and guides, and find the advice you need and implement it, so that next Christmas will be so much more pain free
No matter what religion you follow, if any, this time of the year is a time of Peace and Hope and a promise of a better future, which CAN be your's if you put your mind to it
If you are reading this in despair wondering how you will get through the mounting debt that seems to come to a head at this time of the year, please post and, though the forums may be quiet, there will be someone around soon enough to advise you and offer you some support
Mr 3Dogs 3-7-12
3Dogs'Mam 31-3-13
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I forgot to add, as I know you're on your own today and hopefully resting, Merry Christmas NoHope - really hope that things improve for you in 2011
Mr 3Dogs 3-7-12
3Dogs'Mam 31-3-13
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Happy and peaceful Christmas, everyone, and here's to a brighter 2011.One life - your life - live it!0
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Welcome to the Bankruptcy Board.
Hello and Welcome, If you are new or old to this board and receive a comment that is not helpful or insensitive please don’t be put off. Many of the posters on here have been through bankruptcy. They will be able to help, advise and also offer you support. We do have poster's who have/do work for the OR and Debt charities too.
If your post doesn’t get answered straight away please don’t lose heart, it’s often due to not being a 100% sure we would be giving the correct answer. If you find your post is not answered and it’s on page 2, please ‘bump’ your post back up the board.
What to do if you get an insensitive or hurtful comment - Click here
For ‘essential’ BR info this is Fermi’s sticky - Click here
BR Abbreviations - Click here
Debt Relief Orders - Information & help - Click here
IVA - Individual Voluntary Arrangement board - Click here
Best wishes
If...x"If wishes were horses, then beggars would ride"
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