Welcome Newbies and Lurkers

dojoman

yellowmonkey wrote: »

Hi

Merry Xmas to you all

Thank you and the same to you

IF

Good afternoon all x

A Merry christmas too all 'old and new' posters and I hope 2011 will be a happier year.

Best wishes
If...x





If you are new or old to this board and receive a comment that is not helpful or insensitive please don’t be put off. Many of the posters on here have been through bankruptcy. They will be able to help, advise and also offer you support. We do have poster's who have/do work for the OR and Debt charities too.


What to do if you get an insensitive or hurtful comment - Click here

For ‘essential’ BR info this is Fermi’s sticky - Click here

Debt Relief Orders - Information & help - Click here

IVA - Individual Voluntary Arrangement board - Click here

IF

Hi 3Dogs, thanks for your message.......but I would delete the free smileys advert bottom of your post x

confused76

to anyone currently thinking of going bankrupt, the boards might be quiet but there will still be people popping in and out if you post. it can be a tough time of year if you are unable to cope with money worries. please post though, there is always someone around

i hope 2011 is a better year for all :Axxx

fermi

ifwisheswerehorses... wrote: »

Hi 3Dogs, thanks for your message.......but I would delete the free smileys advert bottom of your post x

Removed for now, as there is some possibly dubious looking tracking code in that?

Sammy3008

Hi everyone, well after we found the BR thread a year or so ago, we were really nervous at first asking questions etc, but when we did, the response was amazing.

My DH is now 7 weeks into his BR, and we would never have got through it, if it wasn't for the many people on here who helped us through it all (after posting many questions/SOA's lol) but each thread posted by us, there was always someone willing to offer help/advice.

So I would just like to say here's a :beer: to a fantastic forum, with amazing/helpful/thoughtful/understanding people you could ever wish for, if you need any help or support, your in the right place.

So from us, thank you all for offering your time and support to help others

IF

A good evening all bump.............x

ani_26

MSE_Andrea wrote: »

The Bankruptcy Board is about people who've gone Bankrupt (BR for short) helping out people who are thinking of doing it but don't know where to start and need guidance.

Many of the people who post on here already have a huge wealth of knowledge on the subject and are only too willing to help guide you along based on their own experiences.

If you feel you can do with their help please do start your own discussion/post your question on the board, then post your link to it in here so regulars reading this who may not have spotted it know you're asking for help.

As happens on many forums and social networking sites, you may sometimes see a post that doesn't seem in keeping with the friendly forum we try to make this. Sometimes it's just someone having an off day, sometimes it's what's called trolling.

If you do see a post you feel the Forum Team should be aware of, just report it by clicking the abuse button, then ignore it. Don't reply back as that gives the Forum Team more work and delays any action while they work out what's going on.

Now I'll let the good people of the bankruptcy board take over.

Good luck and take care

Andrea

A warm welcome to newbies and lurkers, and happy xmas day to everyone.

Nohope x

confused76

Merry Christmas NoHope and everyone else! :jxxx

to anyone currently thinking of going bankrupt, the boards might be quiet but there will still be people popping in and out if you post. it can be a tough time of year if you are unable to cope with money worries. please post though, there is always someone around

i hope 2011 is a better year for all :Axxx

ani_26

You're the first person to wish me happy xmas today, ( and probably the only)!

Thanks, and merry xmas yourself xx