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Pay off as much as you can in 2011 Challenge!
Comments
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Ebay is both a blessing and a curse. There's that great bit where the money comes in and you're like OOOOH! Pounds! And then the bit where you have to pack up all the stuff and lug it to the PO and stand in a queue for ever. And where you've massively underestimated your postage (my piece de resistance) so you lose out on a chunk of your profit. And then two months later when the annoying person in Australia complains they havebn't received their package and even with proof of recorded international delivery paypal still finds in their favour (because the buyer is always king on ebay) and so you have to pay back money that you've already spent.
And, breathe. Seriously though. Time and again I ask myself why I do it. At the moment I'm trying to sell two huge lifesize doctor who standup cutouts that we had for my son's birthday - getting them to the post office is going to be a nightmare!0 -
I tend to stick to things like DVDs and CDs, they go in an envelope, large letter stamp, bingo0
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Yeah, they're good but I don't have any of those to sell! Plus they don't make so much money. I usually sell top-end cosmetics as I can get them through my work very cheap, but occasionally I have other things to sell too. We're planning to go through our loft at half term so there will be a whole load more weird stuff to get rid of, I'm sure...0
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Well paid off £350 to biggest credit card debt today so hopefully clear it soon. Iv had a big wake up call that there is only 1 thing holding me back and that is my debts.... Total now at £659 paid....wanting to pay another £6k on top of that!
so first step is clear the 2 cards - total now of about £1100 for the 2....
with a bit of work and a stretch...should hopefully be gone end of March...
Iv also looking into handing back my car that has outstanding finance....i can hand it back in October at no cost...so im going to! This will free up £240.30 a month+!! May look into getting a work van...if not il buy my own van...just a cheap one though!
So hopefully for next year i will have freed up £500 i have been paying to debts -what a waste!!!
Here we go, 2011, big changes so far, alot more to come!Work in progress...Update coming July 2012.
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And then two months later when the annoying person in Australia complains they havebn't received their package and even with proof of recorded international delivery paypal still finds in their favour (because the buyer is always king on ebay) and so you have to pay back money that you've already spent.
That's why I don't sell on ebay, and why I refuse to use paypal for any transactions. They're "conflict resolution" is an absolute joke and has put me several hundred pounds out of pocket in the past finding in favour of buyers who claimed they never got packages that were showing as signed for with royal mail, and for which I provided proof of postage! I always use amazon to sell stuff now, or gumtree for weirder stuff.
Back on topic, also counting down the days to payday a) because I'm broke after overstretching on the debt repayments (but worth the discomfort!) and b) can't wait to knock another £700 off my debt!DEBT FREE 3rd Sept 2011
(Debts at highest £15.8k Nov '08)
Student Loan paid off July 2014
First Direct Regular Saver #2: £2700 ** Santander 123: £13,106
Car Insurance/Tax Fund: £305 ** Present Savings: £525 ** Disneyworld Fund £1000 -
HI can you please update i have now paid 233.68. Regular credit card payment plus a extra 23.89. This makes the sinsbury credit card under 600. Alos got 100 lurking in my paypal account from ebay sales so waiting for virgin credit card to pay this off on.#Sealed pot #085.
1 debt versus 100 days £108.32/£300:j
Debt Jan 2016 £6877.37. Aug £6155.56
xmas saving £1 a day 274/366.0 -
Bless you jwil for keeping this thread up to date. It must be an epic task!
Made minimum payment to virgin card of £25. I'll know how much spare I have at the very end of the month so will hopefully hit my £1k/mth target.
#119 is now: £1733.35/£12,000Parents - £4000/£0 paid
OH parents - £9000/£0 paid
Mortgage - £125,000/£0 overpayments0 -
Hi,
Thought I'd round target 1 off 931.31/10,000CC1:T £[STRIKE]2531[/STRIKE] £1460MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100MF Date: [STRIKE]August 2042[/STRIKE] May 2035Declutter 1000 things by Xmas 2015! 53/10000 -
Hi all,
E-bay money paid off a bill 970.39/10,000
great to see everyone posting payments and how raising funds, I find it really motivating, thank youCC1:T £[STRIKE]2531[/STRIKE] £1460MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100MF Date: [STRIKE]August 2042[/STRIKE] May 2035Declutter 1000 things by Xmas 2015! 53/10000 -
Paid £51.33 overpayment today.
Total so far £621.62/£6000
No 13Pay as much as you can in 2011- £3688.54/£6000Pay as much as you can in 2012 - £3190.96/£6000LBM - August 2010 - £19202.30Current - August 2012 - £11803.68Paid so far - £7398.620
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