Pay off as much as you can in 2011 Challenge!

jacci45

pad 6.00......... now owe 16856/31943 and paid 15087/7800........i cant believe last yr i owed over 31000............this thread has given me the motivation i needed.............thanx jwil and all on here..........xxx

jwil

Thanks for the updates everyone!

sarahs999

Wow, just catching up after Lapland (which was FAB!) and am really impressed with our 72%. Great spreadsheet juggling Jwil! Interestingly, had we not done Lapland we would have paid off roughly 72% as well. I think it shows that the people who were really serious about paying off debt and didn't just have a new year resolution that they broke immediately, aimed at a total that was realistic - not too easy and not too hard to get to. Well done everyone!

I had an unexpected (and very small!) Christmas bonus this year which is in my account and will probably mostly get soaked up by CHristmas overdraft, but at least it means I can start the new thread with a clear conscience. Really boringly excited about 2012 nad debt - it will definitely be our last credit-card-debt year. Hurrah!

thriftyscotslass

Hi jwil - no. 85 reporting in.

Just an end-of-year update. So excited to report £8,800 paid off :j:beer::j. That's 88% of my target - am well-pleased :T.

Love Thriftyxxx

o2bfree

Hi All,

Well this will be my last up date of 2011 challenge.
I have made an overpayment of £45.50which takes my running total to £3688.54/£6000

Looking forward to next years debt reducing now.

Thanks to this thread I have reduced my amount of debts from 6 to 3.
I have closed those 3 accounts.
I have used my CC 3 times this year and each time paid the spend of in full (just used it for extra reassurance).
I have reduced my overall debt by £7000.
I have made some great friends.

So thank you all especially jwil. Have a great Christmas and a debt reducing New Year. See you all on the 2012 challenge thread

jacci45

pad 8.00........now owe 16848/31943 and paid 15095/7800.......

happy tuesday all!!

jacci45

small overpayment on barclaycard so now owe 16837/31943 and paid 15106/7800.....

jwil

sarahs999 wrote: »

Wow, just catching up after Lapland (which was FAB!) and am really impressed with our 72%. Great spreadsheet juggling Jwil! Interestingly, had we not done Lapland we would have paid off roughly 72% as well. I think it shows that the people who were really serious about paying off debt and didn't just have a new year resolution that they broke immediately, aimed at a total that was realistic - not too easy and not too hard to get to. Well done everyone!

I had an unexpected (and very small!) Christmas bonus this year which is in my account and will probably mostly get soaked up by CHristmas overdraft, but at least it means I can start the new thread with a clear conscience. Really boringly excited about 2012 nad debt - it will definitely be our last credit-card-debt year. Hurrah!

Oooh, glad you had a good trip to Lapland, I'd love to go - do you need to have children to go? :rotfl:

thriftyscotslass wrote: »

Hi jwil - no. 85 reporting in.

Just an end-of-year update. So excited to report £8,800 paid off :j:beer::j. That's 88% of my target - am well-pleased :T.

Love Thriftyxxx

Welcome back Thrifty - well done on that payment :T :T :T and we :heart2: you for bumping up our total nicely Do join us on the 2012 challenge if you fancy it.

o2bfree wrote: »

Hi All,

Well this will be my last up date of 2011 challenge.
I have made an overpayment of £45.50which takes my running total to £3688.54/£6000

Looking forward to next years debt reducing now.

Thanks to this thread I have reduced my amount of debts from 6 to 3.
I have closed those 3 accounts.
I have used my CC 3 times this year and each time paid the spend of in full (just used it for extra reassurance).
I have reduced my overall debt by £7000.
I have made some great friends.

So thank you all especially jwil. Have a great Christmas and a debt reducing New Year. See you all on the 2012 challenge thread

Well done o2bfree - you've done fantastically well :T :T :T Thanks to you for taking part and see you on the other challenge

sarahs999

jwil wrote: »

Oooh, glad you had a good trip to Lapland, I'd love to go - do you need to have children to go? :rotfl:

There were three women on our trip who were well into their fifties, having a whale of a time!

jacci45

pad 4.00..........now owe 16834/31943 and paid 15109/7800....happy wednesday all!!