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Pay off as much as you can in 2011 Challenge!

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  • 166million
    166million Posts: 1,233 Forumite
    Debt-free and Proud!
    o2bfree wrote: »
    So proud to be part of that total.
    Well done everyone and good luck for October :)


    Hear Hear, well done everyone.

    O2Bfree, are you angry about the debt, or giving up smoking? ;)
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 :staradmin No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    another £100 away to the halifax CC muhahahahaha not much but its a start lol

    new total is £5765.02 / £7000
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • 166million
    166million Posts: 1,233 Forumite
    Debt-free and Proud!
    Is it too early to start the countdown to next payday?? 22 days to go....!
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 :staradmin No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
  • o2bfree
    o2bfree Posts: 429 Forumite
    166million wrote: »
    Hear Hear, well done everyone.

    O2Bfree, are you angry about the debt, or giving up smoking? ;)

    166million- lol, definitely angry about the debt. Those angry faces remind me how many months of debt I have left.
    22 altogether!!
    Pay as much as you can in 2011- £3688.54/£6000
    Pay as much as you can in 2012 - £3190.96/£6000
    LBM - August 2010 - £19202.30
    Current - August 2012 - £11803.68
    Paid so far - £7398.62
  • Deeperblue
    Deeperblue Posts: 294 Forumite
    166million wrote: »
    Is it too early to start the countdown to next payday?? 22 days to go....!

    I seem to have been living the whole of this year in sets of 4 weeks!
    Parents - £4000/£0 paid
    OH parents - £9000/£0 paid

    Mortgage - £125,000/£0 overpayments
  • kavics17
    kavics17 Posts: 2,235 Forumite
    Regular loan payment out (£150.2), just waiting for settlement figure. New total:

    2. kavics17 - £24,769.47/£24,000
  • jacci45
    jacci45 Posts: 1,636 Forumite
    No 142 reporting......trying now to do a payment a day so 1.40 paid!!
    now 18769 owing....13174/7800
  • Hi ya, As i was made redundant in June I am still making payments to my debts so should have been still showing here even though I am not making over payments.

    Have been ebaying and have done most of my Christmas Shopping LOL in Tesco's last week so very Cheap xmas for me :-) Now i just need to find a job. then i can put some of my reduncancy to my debts.

    so for July/Aug/Sept I have paid £868.71


    £7917.29/£15,492.37 = £7575.08 outstanding

    Cant believe its still coming down now if i just get a job i can clear it this year whoopie.
  • sarahs999
    sarahs999 Posts: 3,751 Forumite
    OK, so last night we sat down to book our lapland trip and the dates we wanted (the cheapest) have all gone. They were still there a week ago! So it's kind of thrown us. The next date is about £200 more, but DH has now cooled on the whole idea. He's gone back and forth on this idea like a bee on steroids. Now I can't decide what we should do. THe sensible part of me says, put the money we've saved for it towards debts instead. We could goo next year. But the problem with that is that we're trying for a baby, and if we have a small baby next year we won't go for obvious reasons. Because of the temperature we can't go until the baby is about 5 years old, by which time DS will not believe in Father C any more. Also if I DO have a baby next year, even if we leave him/her with inlaws for a couple of days, I will be maternity leave and not have the money to spend.

    SO it kind of feels like now or never.

    I realise this is probably very dull for everyone else, so apologies!
  • 166million
    166million Posts: 1,233 Forumite
    Debt-free and Proud!
    sarahs999 wrote: »
    OK, so last night we sat down to book our lapland trip and the dates we wanted (the cheapest) have all gone. They were still there a week ago! So it's kind of thrown us. The next date is about £200 more, but DH has now cooled on the whole idea. He's gone back and forth on this idea like a bee on steroids. Now I can't decide what we should do. THe sensible part of me says, put the money we've saved for it towards debts instead. We could goo next year. But the problem with that is that we're trying for a baby, and if we have a small baby next year we won't go for obvious reasons. Because of the temperature we can't go until the baby is about 5 years old, by which time DS will not believe in Father C any more. Also if I DO have a baby next year, even if we leave him/her with inlaws for a couple of days, I will be maternity leave and not have the money to spend.

    SO it kind of feels like now or never.

    I realise this is probably very dull for everyone else, so apologies!


    I likes 'bee on steroids' :D
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 :staradmin No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
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