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Pay off as much as you can in 2011 Challenge!

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  • sarahs999
    sarahs999 Posts: 3,751 Forumite
    ERgh. Thanks for that heads up 166 million! If I can make it to 8 grand this year I think I'll be very happy. We want to do a short trip to Lapland at Christmas to surprise DS; costly but only a small window that he'll believe in FC so needs to be done... no summer holiday this year to make up for it. Am saving the money in advance so we don't put any on cards.... proper old style! THis is how we did our summer holiday last year and it felt really good not to have it hanging over us to pay off once we came back.
  • 166million
    166million Posts: 1,233 Forumite
    Debt-free and Proud!
    sarahs999 wrote: »
    ERgh. Thanks for that heads up 166 million! If I can make it to 8 grand this year I think I'll be very happy. We want to do a short trip to Lapland at Christmas to surprise DS; costly but only a small window that he'll believe in FC so needs to be done... no summer holiday this year to make up for it. Am saving the money in advance so we don't put any on cards.... proper old style! THis is how we did our summer holiday last year and it felt really good not to have it hanging over us to pay off once we came back.


    That sounds good, I'd love to go away for Christmas and always look into it, but its soooo expensive!
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 :staradmin No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    thats £383.23 paid off on Cap one leaving the balance a big fat ZERO!!!!!!!!

    WOO HOO ITS GONE GONE GONE......WHAT A FEELING I CAN'T STOP SMILING LOL

    no doubt will need to pay a couple of quid in interest next year but its no longer hundreds per month going out woop woop lol

    onto the next debt muhahahahahahahahaha

    bring my total to £5456.39 / £7000 :T:j:T:j
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • :jYey well done Abba
    Debt free and busy treating myself:)

    No more toiletries/make up until I've used what I've got stashed since Jan 2011, graduated October 2012. Restocked Dec 13..damn those sales
  • sarahs999
    sarahs999 Posts: 3,751 Forumite
    nice one abba. Great feeling!
  • Loan payment came out today, so total paid now £8326.94/£9k.
    HSBC Credit Card £608.69, HSBC Overdraft: £4123.67, HSBC Loan: £8,270.69
    Lloyds Credit Card: £1418.62, Very Account: £518.99, Barclaycard: £126
    Total Debt as of 9th June 2020: £15066.66
  • Hi all!

    Sorry I've been MIA but we've been enjoying our first holiday in 3+ years! It was fabulous. Now I have post-holiday blues!

    The great, wonderful, MARVELLOUS news is that as of the 3rd (when we got back and I could make the final payment) I am DEBT FREE! :j

    For the purposes of this challenge I am now £8283/£8283. God that feels good to write!

    Well done everyone for the totals and August's sum. Keep on plugging at it. Massive thanks to you all for helping me get here!

    Dreamer x
    :D DEBT FREE 3rd Sept 2011 :D
    (Debts at highest £15.8k Nov '08)
    Student Loan paid off July 2014
    First Direct Regular Saver #2: £2700 ** Santander 123: £13,106
    Car Insurance/Tax Fund: £305 ** Present Savings: £525 ** Disneyworld Fund £100
  • jwil
    jwil Posts: 22,015 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    166million wrote: »

    Oh! and 119 days left for the challenge, everyone!

    :eek::eek::eek: Did you have to do that? :rotfl::rotfl:
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,015 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    sarahs999 wrote: »
    ERgh. Thanks for that heads up 166 million! If I can make it to 8 grand this year I think I'll be very happy. We want to do a short trip to Lapland at Christmas to surprise DS; costly but only a small window that he'll believe in FC so needs to be done... no summer holiday this year to make up for it. Am saving the money in advance so we don't put any on cards.... proper old style! THis is how we did our summer holiday last year and it felt really good not to have it hanging over us to pay off once we came back.

    That sounds lovely. These things just have to be done. And great to have it all paid up properly too!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,015 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    abba1772 wrote: »
    thats £383.23 paid off on Cap one leaving the balance a big fat ZERO!!!!!!!!

    WOO HOO ITS GONE GONE GONE......WHAT A FEELING I CAN'T STOP SMILING LOL

    no doubt will need to pay a couple of quid in interest next year but its no longer hundreds per month going out woop woop lol

    onto the next debt muhahahahahahahahaha

    bring my total to £5456.39 / £7000 :T:j:T:j

    Well done abba! :T
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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