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Pay off as much as you can in 2011 Challenge!

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Comments

  • boysma
    boysma Posts: 828 Forumite
    Hi all

    Paid 15.00 to cap one and 85.96 to loan today making my running total now:
    2050.96/10,000:j
    Over 20% paid off target to date.
    Payment A Day £15 (started 17/5/14) :j
  • boysma
    boysma Posts: 828 Forumite
    Topcat33 wrote: »
    Hi everyone

    It's payday today and I've been as frugal as possible which has paid off! I have £1k left before being paid


    1K left before payday! - any tips?:D
    Payment A Day £15 (started 17/5/14) :j
  • Number 37 reporting in.

    We have decided not to go abroad on holiday this year and we are going to use our annual leave to visit family and friends in the UK. So I have taken the holiday savings out and added it to the normal planned payments and have reduced the debt by £3,700 this month, bringing the total paid off in 2011to £6850. :)

    (sarahs999/jwil- hope this helps with the feb overall total!!!)


    37. My life - £6,850/£24,000
  • maid_in_cornwall
    maid_in_cornwall Posts: 28 Forumite
    edited 25 February 2011 at 11:46PM
    Can I join in? I'm going to start with one debt, clear that and then start another. That way, i won't scare myself too much!
    So can I put down £505 - this is debt number one - JD wills.
    Thank you:j
  • YAY payday! Loan payment out, £295 but £50 of it interest - capital debt repaid (not incl. interest) now stands at £3306/£8283 :j

    I'll make an overpayment of £400 once all the bills etc are out, hopefully on the 3rd/4th. My total debt is now £4977 and I am SO excited to be under the £5k mark!! :D:D:D:D:D It really feels like the home stretch for me now!
    :D DEBT FREE 3rd Sept 2011 :D
    (Debts at highest £15.8k Nov '08)
    Student Loan paid off July 2014
    First Direct Regular Saver #2: £2700 ** Santander 123: £13,106
    Car Insurance/Tax Fund: £305 ** Present Savings: £525 ** Disneyworld Fund £100
  • Pay day was the 15th on emergency call and was called out so an extra £500 this month :-) plus no smoking for nearly 4 weeks now so thats another £165 saved.

    Next week i am thinking of cycling to work which will save £22.80 in fares per week plus help lose a bit of fat LOL

    Today i decided to pay £1000 off my total and hope i survive until payday on the 15 March 2011 that way i cant spend it ;-) and it brings my figure down that it actually looks do- able to clear this year hip hip hooray! !

    Bringing my total to 5842.14 paid will update my signture now


    £5842.14/£15,492.37 = £9,650.23

    Thanks
  • sarahs999
    sarahs999 Posts: 3,751 Forumite
    £50.97 min payment DD going out to Barclaycard.
  • Hi,

    Pay gone in and OD paid off (unauthorised so it isn't available to spend again). We have started!

    £825/£10000
    :(:(:(:(:(:(:(:(:(:(:(:(:(:(:(:(:(:(:(:(:(:(:(:(:(:(:(:(:(:(:(:(:(:(:(:(:(:(:(:(:(:(:(
    Total Cleared £10586.23: £6539.14 council tax arrears, £825 unauthorised OD, £250 CCJ, £1076.79 NW, £466.22 Cap One, £831.86 CL Finance, £597.22 Assorted
    DFD: July 2016
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    paid another £65 to my Cap One Card :j

    My Total so far is £1312.50 / £3500 :T

    just waiting on DD for other CC to come out and that'll be me for Feb x
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • think i may have been over ambitious in paying of £500 as soon as i got paid. i dont get paid again until the 18th March and i have barely any money left!!!! oh dear.

    i have about £30 in my account which needs to stay there for dd's. i will have £30 in on monday for child benefit and thats really it. so i need to make £30 last a fair while or use my credit card. i so do not want to do that. wish me luck xx
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