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ISOM's putting it all behind me...
In_Search_Of_Me
Posts: 10,634 Forumite
For those who dont know me (most cos Ive been rubbish at posting!) heres the previous chapter;
https://forums.moneysavingexpert.com/discussion/1919573
Last year goes down as possibly the most eventful and without going into details can just say that its good to move on and I need to draw a line under things for my own sanity. Due to job uncertainty I had a year of minimum payments, followed by some much needed breathing space and now its time to get back on the frugal wagon.
Much is as it was when I started in terms of bad habits (will I ever learn!!) in the buying lunch for work and parking slid back in but now time to walk the mile each way for free parking (need the excercise anyway!) and be organised about lunch...and go back to ye olde spending diary and have bought a diary that can accomodate it so no excuses! Also seriously considering meal planning and doing online shop as I do get tempted by those things that I dont need but just "find" themselves in my trolly!
Also need to loose weight as have put on masses in the last year and ankles and back are now agony on a daily basis.
Main aim is get the rest of the CC paid off in 2011...so here I come, ready or not!
https://forums.moneysavingexpert.com/discussion/1919573
Last year goes down as possibly the most eventful and without going into details can just say that its good to move on and I need to draw a line under things for my own sanity. Due to job uncertainty I had a year of minimum payments, followed by some much needed breathing space and now its time to get back on the frugal wagon.
Much is as it was when I started in terms of bad habits (will I ever learn!!) in the buying lunch for work and parking slid back in but now time to walk the mile each way for free parking (need the excercise anyway!) and be organised about lunch...and go back to ye olde spending diary and have bought a diary that can accomodate it so no excuses! Also seriously considering meal planning and doing online shop as I do get tempted by those things that I dont need but just "find" themselves in my trolly!
Also need to loose weight as have put on masses in the last year and ankles and back are now agony on a daily basis.
Main aim is get the rest of the CC paid off in 2011...so here I come, ready or not!
Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.
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Hello
Good to see you back and raring to go. Im hoping things settle down in 2011 as well. Those bad habits are so hard to break!:jMay 2013 new beginnings:j0 -
hi ISOM, glad you posted the link to your new diary, thank you.
I'll be with you along your journey this year, we will both get debt free, fitter and lose weight.
Hope all is still well with your new job and i hope your mum is recovering well.0 -
Happy shiny new diary and I am with you on CC busting!Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup
NSD 15/20, OS WL 21-6 (4)
C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
Every Penny's a Prisoner
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Yay! Back with a new diary - fabulous!
Thought I'd just posted on here but obviously not
With you on the losing weight and doing exercise - my back is getting worse the more weight I pile on (although legs and bum fat, tummy is were it's worse which impacts directly on the back).
xxxxCCCS DMP:Feb 07
Total:£37,016.47 now £0 DEBT FREE FEB 14
2022 Decluttering Campaign 49/10110 -
Am rooting for ya!Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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Keep plodding!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.0 -
aww lovely to see all my DFW mates here and ready to join me in the next chapter of my life! Chatted things through with mum today and were going to try meal planner next year (for the first time ever!) and we'll do a list which we will try to keep to rather than my current amble around the shops which results in extras! What with that and possibly internet shopping we should make huge savings. In terms of the flat we are thinking of staying here and converting the loft into a bedroom. Both of us love the area and the main minus is not having a garden but probably a good move - or not move as the case may be!
Despite all the above spent quite a bit today as needed sommat to wear for works do on Friday. Thankfully spending money was earned from babysitting so no more to shell out. Just need to get my feet in order as wearing backless clippy cloppy shoes!
Re loosing weight am seeing GP on Thurs to get Gp referral for excercise which will mean I swim half price...was debating tap dancing but not sure my back will take it at the mo. Stomach is HUGE (think apron of skin yeugh!) so jumping poss not a good plan...may try find a swim plan as love swimming but need a goal! Possibly do one of the swimming awards ...we'll see!
Anyway...looking forward to us all getting each other through the next phase!Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.0 -
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Yay! Back with a new diary - fabulous!
Thought I'd just posted on here but obviously not
With you on the losing weight and doing exercise - my back is getting worse the more weight I pile on (although legs and bum fat, tummy is were it's worse which impacts directly on the back).
xxxx
how you doing? havent seen you in ages!Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.0 -
The_Dragon wrote: »Happy shiny new diary and I am with you on CC busting!
yay...kill the barstewards and gleefully tell em to fooffNerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.0
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