2011 mfw

curlygirl1971

Sounds like a good plan spiggle

uzubairu

After a bit of eBaying and downgrading the HiFi / AV equipment February overpayment currently stands at £1,750.

There may be another £250-£350 to add, once all my auctions are finished next week.

ironman1

£75 OP going in today. Not been paid for five weeks so I'm quite happy with that!

Spiggle

Thanks very much gallygirl, cake, and curlygirl! :T

I appreciate your thoughts on this. I applied for the FD account yesterday so we'll see how it goes. I will still declare when the money is saved as an offset.

Take care all,
Spigs

RTNI

I feel lonesome without a MFW number! Please may I have one too!!

Target is £11,000 overpayments in 2011.

My thread is: https://forums.moneysavingexpert.com/discussion/3004914

Thanks!

fluffysox

curlygirl1971 wrote: »

Fluffysox - You are closing some accounts - are you going to be opening up new? If so have you checked out the current switching offers around - between £50 and £100 to move accounts (See MSE Banking page). Are you a Halifax Reward Account customer? £5 a month. I've also got a Halifax Clarity Card as well (Which I took out after I closed my old Halifa Credit Card) £5 a month for spending £300. All mounts up. NatWest gave me £150 for switching current accounts 18 months ago and I'm consdering switching again this year to reap another £100 somewhere.

Just been on the phone to Halifax, as said previously, we are going to use our existing joint Reward account as our main account and then have individual reward accounts for "spends". At first the customer services guy said: "you'll just have to write to all your direct debits advising them of the new bank details" to which I responded "do you not have a switching service?". "Erm..." (pause while he asks his supervisor) "Well it turns out we do have a switching service, which is available to existing customers and we pay you a £50 bonus for moving 2 or more direct debits"
RESULT!!!!:rotfl::rotfl::rotfl::rotfl:.
That'll be £75 in total from Halifax this month plus from closing one current account and one credit card account I've found another £25. This'll all go to the February OP.:j:j:j.

fluffysox

uzubairu wrote: »

After a bit of eBaying and downgrading the HiFi / AV equipment February overpayment currently stands at £1,750.

There may be another £250-£350 to add, once all my auctions are finished next week.

That's fantastic uzubairu!
I don't think we've got any snazzy electronics to sell but I'm aiming to find and list 10 items at half term. It all adds up. .

uzubairu

I'm listing 24 items this weekend (only 5 are HiFi related) including a basic unlocked mobile phone, 3 handbags, 2 pairs of hardly worn shoes and an old laser printer (replacement cartridge was £70 and was never bought).
Some of it is utter c**p, but I am going to see if I can get something for it before I have to take it to the tip.

cake21

.....................................2011 OVERPAYMENT TARGET JANUARY TOTAL YEAR TO DATE (spreadsheet version here)

1. cake21 - £12000 / £2833 / £2833
2. cha97michelle - £5000 / £30.36 / £30.36
4. someday soon - £10000 / £978.28 / £978.28
5. wantabetterlife - £2000 / £525 / £525
6. pammyj74 - £5000 / £1400 / £1400
7. CathT - £2500 / £250 / £250
9. pollys - reduce mortgage to £9999 / £50 / £50
10. pigtails_21 - £4000 / £500 / £500
12. BeauBelle - £1800 / £450 / £450
13. Chunters_a_lot - £1200 / £100 / £100
14. SOandSO - £20000 / £650 / £650
15. Lynn11 - £6000 / £800 / £800
17. galadriel - £1000 / £264 / £264
18. golfiematt - £6000 / £500 / £500
19. uzubairu - reduce mortgage to £46000 (£11000 OP) / £1400 / £1400
21. turbo5019 - £6000 / £255 / £255
23. gratefulforhelp - £3000 / £48 / £48
26. waughc01 - £15000 / £3750 / £3750
27. XSpender - £3000 / £77.1 / £77.1
29. financialbliss - £2050 / £70.67 / £70.67
30. black taxi - £14000 / £1113 / £1113
31. Perkipsie - £10000 / £300 / £300
32. rlc22 - £10000 / £45 / £45
33. fillyfop - £6000 / £393.78 / £393.78
34. RTNI - £11000 / £5000 / £5000
37. ironman1 - £1000 / £458 / £458
39. Anorthernsoul - £10000 / £358.79 / £358.79
40. Spiggle - £5700 / £424 / £424
41. Kerry Woman - £1500 / £100 / £100
42. ajmoney - £1700 / £139.76 / £139.76
46. haras_nosirrah - £8000 / £1000 / £1000
47. SeriouslySeekingtoSave - £12000 / £7032 / £7032
48. SmileyG - £1200 / £400 / £400
49. claremylove - £1500 / £100 / £100
50. tina01904 - £17000 / £3000 / £3000
51. Di-Dough - £2000 / £134.92 / £134.92
52. fluffysox - £1200 / £50 / £50
53. Malski - £10000 / £1287.29 / £1287.29
56. narnie1 - £11000 / £6300 / £6300
60. glitterball - £7500 / £639.28 / £639.28
62. saver-j - £5988 / £499 / £499
69. LilacPixie - £3000 / £490.11 / £490.11
70. Giraff - £3000 / £190 / £190
72. oasisfeverish - £1200 / £128.19 / £128.19
73. Barny1979 - £20000 / £1000 / £1000
75. Ansoff - £1200 / £100 / £100
76. coldstreamalways - £11940 / £100 / £100
77. Tiniker - £1500 / £500 / £500
83. jaywhoopee - £4000 / £357.47 / £357.47
87. sassyblue - £5000 / £620 / £620
90. kizzie01 - £4200 / £221.82 / £221.82
91. AvidSaver - £1000 / £200 / £200
92. Monkeybrain - £6700 / £100 / £100
93. ekroys17 - £6000 / £383 / £383
94. lippy1923 - £1500 / £450 / £450
96. Needhelpsaving - £1000 / £200 / £200
97. Caroline73 - £10000 / £821.84 / £821.84
99. wilsons - £2000 / £172 / £172
102. canne - A$15000 / A$1290.62 / A$1290.62
111. Poppycat1 - £6000 / £13.99 / £13.99
113. drewwa - £20000 / £3202.41 / £3202.41
117. laurasavon - £3000 / £250 / £250
119. fieldofdreams - Completely clear £8500 mortgage! / £400 / £400
121. vwchris - £7000 / £500 / £500
122. NellieB - £3000 / £1840 / £1840
123. shala_moo - £10000 / £797.8 / £797.8
128. froddington - £5000 / £250 / £250
133. BARGAINHUNTER! - £5000 / £414.26 / £414.26
138. anthonini - £6000 / £2500 / £2500
139. curlygirl1971 - £6000 / £3180 / £3180

cake21

142. Dithering Dormouse - £10000 / £851.96 / £851.96
143. lfd706 - £1200 / £300 / £300
144. HarveyGal - £10000 / £400 / £400
146. mpgsheep - £4800 / £400 / £400
148. thriftyminx13 - £7000 / £700 / £700
149. skaps - £2011 / £160.11 / £160.11
150. mummyofonechild - mortgage-free by 2012! (£2000 OP) / £200 / £200
152. babyb06 - £12250 / £3187.31 / £3187.31
153. wonderbee - £6000 / £394.81 / £394.81
157. catslovelycats - £1200 / £20 / £20
159. fruitdogs - £12000 / £500 / £500
160. Emsky123 - £5000 / £650 / £650
161. DansMum - £2904 / £317.22 / £317.22
163. gerbiljo - reduce mortgage to £34700 / £465 / £465
164. SimbaK2K - £1000 / £10 / £10
167. Baby steps - £7500 / £338 / £338
173. greent - £5000 / £1521.84 / £1521.84
176. secretservice - £2000 / £205.7 / £205.7
177. Parnott - £7200 / £700 / £700
178. Lilium - £4500 / £783 / £783
179. mennie - £1200 / £106.80 / £106.80
183. lighthousescotland - £2000 / £205 / £205
184. newgirly - £15000 / £1336 / £1336
190. delmar39 - £500 / £100 / £100
192. ElusiveLucy - £6500 / £500 / £500
194. knithappens - £1500 / £118 / £118
195. wildfrog - £2500 / £548.31 / £548.31
197. mlz1413 - £2000 / £171.79 / £171.79
198. misselvis - £1800 / £350 / £350
201. sara1979 - £5000 / £499 / £499
202. Jolaaled - £1000 / £100 / £100
204. skintscotslass - £2400 / £200 / £200
205. blizeH - £7000 / £1000 / £1000
216. bownyboy - £10000 / £499 / £499
217. pavlovs_dog - £1500 / £180 / £180
218. Sarahe - £6000 / £515.15 / £515.15
219. MoneyMission - £1200 / £100 / £100
220. originalmiscellany - £22000 / £5000 / £5000


TOTAL - £1,127,066 / £87,369 / £87,369