Student Loans 2012

posh*spice

Lokolo wrote: »

I would never work for free. I earnt £17k.

Did you live at home?

Lokolo

posh*spice wrote: »

Did you live at home?

Nope I was away the whole 14 months (apart from Christmas Day and Boxing Day and going back for birthdays and such).

posh*spice

Lokolo wrote: »

Nope I was away the whole 14 months (apart from Christmas Day and Boxing Day and going back for birthdays and such).

Mostly your savings are due to your grandparents giving you money and nothing else?

Lokolo

posh*spice wrote: »

Mostly your savings are due to your grandparents giving you money and nothing else?

Yeh, I have other savings from placement year. In total I have £18,115 currently and expect to have around £18,500 in total when I graduate (if all goes to plan).

I usually get given £200 on Christmas and Birthdays as well, but that usually get spent quite quickly (;))

angelofmel

I_Wanna_Retire_Someday wrote: »

This has got to be one of the funniest posts I've ever seen on MSE!

Students cry into their pints all the time about parents helping them too much

:rotfl:

hardly crying into thier pints, no. but from what i have seen some parents are incredible stupid for funding thier kids at uni. often on top of loans because the so-called adult has no idea of money managment, budgeting, knowing how to save or any will to eat budget food or shop at primark instead of hollisters. and they shall continue to live like provided the parents are alway happy to bail the student out (and often obvliviously as to why the students living on a maxed out overdraft).
i know thats not all student. its just an observation ive made from friends/housemates/though talk about others housemates/friends etc.

i personally hate the idea of my mum giving me money. i certainly dont like the idea of her having to cut down on her living expenses so that i can live the high life at uni. theres a loan available, i take it, i budget my money well. i live ok and i will deal with the consequences of my repayments on my own...through hard work carefull planning. i am adult now and its time for me to take my own responcabiliy for my income and my life and how i live. not my mum. but thats just my own view on the matter. i took my move to uni as a new start of independance, which others may not have.

Oldernotwiser

I_Wanna_Retire_Someday wrote: »

This has got to be one of the funniest posts I've ever seen on MSE!

Students cry into their pints all the time about parents helping them too much

:rotfl:

No, I didn't say that.

Many students joke about how they con their parents into believing they have to give them more money.

Perhaps you haven't been a student recently?

posh*spice

Oldernotwiser wrote: »

No, I didn't say that.

Many students joke about how they con their parents into believing they have to give them more money.

Perhaps you haven't been a student recently?

Wow! Is that true? What a horrible generation Generation Whine are if that's true!

That's really, really, unbelievably horrible!!!!

posh*spice

angelofmel wrote: »

i personally hate the idea of my mum giving me money. i certainly dont like the idea of her having to cut down on her living expenses so that i can live the high life at uni. theres a loan available, i take it, i budget my money well. i live ok and i will deal with the consequences of my repayments on my own...through hard work carefull planning. i am adult now and its time for me to take my own responcabiliy for my income and my life and how i live. not my mum. but thats just my own view on the matter. i took my move to uni as a new start of independance, which others may not have.

Presumably you don't have a Dad? Is your Mum pretty hard up? Do you get a full grant?

If you do get a full grant, you are not really independent - the state supports you. Nothing wrong with that.

The other poster isn't really independent either - his grandparents support him. Nothing wrong with that either.

shaggydoo

Oldernotwiser wrote: »

No, I didn't say that.

Many students joke about how they con their parents into believing they have to give them more money.

Perhaps you haven't been a student recently?

I have been a student resoanably recently and I have never ever heard anyone talk like that. How sick! Most of my friends love their parents to bits and wouldn't dream of discussing them in such fashion.

You should find yourself new friends. Pronto.

angelofmel

posh*spice wrote: »

Presumably you don't have a Dad? Is your Mum pretty hard up? Do you get a full grant?

If you do get a full grant, you are not really independent - the state supports you. Nothing wrong with that.

The other poster isn't really independent either - his grandparents support him. Nothing wrong with that either.

no i agree i am not soley independant yet. but i like to think i am independant in that i dont not expect to be bailed out when i decide to go on a night out instead of eating, or by that designer pair of jeans instead of repairing an old pair or buying from primark (for example), that i take responcibilty for the money and what i do with it.

while i think its lovely of setmefree to do her best to help her children through this time and come out debt free, (after all, university is supposed to give as that extra lift in life and for some can push us up from class boundries that they may be trapped in due to parents income etc and certainly no debt helps towards this alot.) i hope that she doesnt not remain ignorant to the lifestyle that some students live and that offering money so freely may leave her children with the impression that they can do whatever they like, be bailed out whenever and learn nothing about the value of money and take responcibility for it. i'd like to hope that she is sure her children are going to uni for the right reasons-to improve education and job propspects/for a career- and not just to escape working/the real world and to get 'free money' and with the intention to work hard and not spend thier lives boozing and having fun and pulling all-nighters 'just to pass' like what i have seen by many.