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I keep losing my..............

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Comments

  • elfen
    elfen Posts: 10,213 Forumite
    Have alo worked out every month I pay 1.3% off my debt every month - this gives me a specualtive debt free date of 76 months time - so 5 and a bit years, so July 2017
    ** Total debt: £6950.82 ± May NSDs 1/10 **
    ** Fat Bum Shrinking: -7/56lbs **
    **SPC 2012 #1498 -£152 and 1499 ***
    I do it all because I'm scared.
  • elfen
    elfen Posts: 10,213 Forumite
    We got engaged!
    We both have rings and I now have a target to lose weight and save money for, so this will begin in earnest!
    NSD no 3 today - yesterday was ring shopping but I took the money out for the shopping and only went a little over, so thats good
    ** Total debt: £6950.82 ± May NSDs 1/10 **
    ** Fat Bum Shrinking: -7/56lbs **
    **SPC 2012 #1498 -£152 and 1499 ***
    I do it all because I'm scared.
  • jwil
    jwil Posts: 22,403 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    elfen wrote: »
    We got engaged!
    We both have rings and I now have a target to lose weight and save money for, so this will begin in earnest!
    NSD no 3 today - yesterday was ring shopping but I took the money out for the shopping and only went a little over, so thats good

    Aww fantastic, congratulations to you both! :j:j:j
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • elfen
    elfen Posts: 10,213 Forumite
    !!!!ed.

    I didn't lose weight, I put it on....about half a stone...
    ** Total debt: £6950.82 ± May NSDs 1/10 **
    ** Fat Bum Shrinking: -7/56lbs **
    **SPC 2012 #1498 -£152 and 1499 ***
    I do it all because I'm scared.
  • elfen
    elfen Posts: 10,213 Forumite
    Whew! Been sooooo busy lately I haven't had time for an update, so here we are.

    Am finally off the dreaded benefits and have gone self-employed as a private tutor and I seem to be going OK at it.....just need to reconcile my files at the end of the month. It's hard admittedly but I am LOVING it, has boosted my confidence no end! Also doing mystery shopping to boost my income and that seems to be helping. I am a little tight right now but it'll get easier. My only day off is Saturday so I enjoyed that yesterday.
    ** Total debt: £6950.82 ± May NSDs 1/10 **
    ** Fat Bum Shrinking: -7/56lbs **
    **SPC 2012 #1498 -£152 and 1499 ***
    I do it all because I'm scared.
  • elfen
    elfen Posts: 10,213 Forumite
    Back again!

    Have been sorting some financial atuff out so that's a load off of my mind, and it helps that I'm not doing too badly with students - just waiting for the last few to get back to me if I'm honest.
    Had a nasty cold but that's nearly cleared, am just tired so I'll go nap for a little then have lunch and do some OU work before my student and my MS.
    Sorted home insurance and I get cashback on it so that'll be a nice bonus when it comes in
    ** Total debt: £6950.82 ± May NSDs 1/10 **
    ** Fat Bum Shrinking: -7/56lbs **
    **SPC 2012 #1498 -£152 and 1499 ***
    I do it all because I'm scared.
  • elfen
    elfen Posts: 10,213 Forumite
    Whew!
    Work and OU have been keeping me busy, especially with the endless paperwork that seems to be taking over right now!
    Have money in my pot, money in then pot to be banked and a student 6 days a week, so pretty funky but still time to work and a day of to be freeeeeeee

    Need to:
    Pick item I'm buying
    Sort item into sellable and keepable
    Post Amazon order
    Wait for refunds - should be £20 - so half on a printer cartridge and half on CC
    Post paperwork off

    Relax!
    ** Total debt: £6950.82 ± May NSDs 1/10 **
    ** Fat Bum Shrinking: -7/56lbs **
    **SPC 2012 #1498 -£152 and 1499 ***
    I do it all because I'm scared.
  • jwil
    jwil Posts: 22,403 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great news about the new job :T

    Sounds like things are going well :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • elfen
    elfen Posts: 10,213 Forumite
    They're getting there, and thats the important thing!
    Got my WTC thing through, which will help with the bills no end.
    ** Total debt: £6950.82 ± May NSDs 1/10 **
    ** Fat Bum Shrinking: -7/56lbs **
    **SPC 2012 #1498 -£152 and 1499 ***
    I do it all because I'm scared.
  • elfen
    elfen Posts: 10,213 Forumite
    Haven't been here for over two weeks! Been so busy doing my tutoring and doing surveys/mystery shopping that I've not had time to do a catch-up

    Done a few gigs and reviews but much less than normal, and I'm still finding the self-employed paperwork hard at times, but all the grants and payments are set up and sorted so now its time to budget!
    ** Total debt: £6950.82 ± May NSDs 1/10 **
    ** Fat Bum Shrinking: -7/56lbs **
    **SPC 2012 #1498 -£152 and 1499 ***
    I do it all because I'm scared.
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