The Debt Free Roll Of Honour

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  • mark55man
    mark55man Posts: 7,858
    Name Dropper First Post First Anniversary
    Forumite
    wow well done that's a fabulous job @peteuk

    I know this board is for announcements really, but if your achievement doesn't deserve a pat on the back I don't know what does 
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • beanielou
    beanielou Posts: 89,366
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
    Ambassador
    Lightbulb moment: August 2018
    Debts at highest: £18k
    Debt free date: about 5 minutes ago, 27th September 2021

    Feeling too emotional for a pearl of wisdom right now but will add one later. Good luck, everyone. 😁
    Fantastic result  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing [email protected]. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • A) 20 March 2017
    B) £29,230.23
    C) 10 September 2021
    D) it may seem like a long road ahead when you start out, and I'm not through it just yet with having to rebuild credit rating etc., but I've come through the other side and I'm so proud of myself for paying it back in 4.5 years. I'll never go back there again. Don't give up no matter how hard it seems. With the invaluable help of Stepchange, a tightened purse string, pure determination and a good budget, debt-free CAN be achieved. I'm ready to put the whole thing behind me and look forward to a bright, debt-free future ☺️
    Congratulations, it must have required an incredible amount of self discipline over those years!
    April 2020 - £102,222 Loans/CC’s.

    Jan 2022 - £0
    Cleared - £102,222

    Jan 2022 - Now time to build suitable investments and a business!
  • savingholmes
    savingholmes Posts: 26,852
    Name Dropper First Anniversary Photogenic First Post
    Forumite
    So proud of you Poppy. You have done the hard work and it's good that you are taking a moment to celebrate
    Achieve FIRE/Mortgage Neutrality by mid 2030
    1) MFW Nov 21 £201,999 with 237 payments to go - now £184,341 Equity 26.26% (lower post move compensated by EF)
    2) Mortgage neutral by June 2030 AVC £7,613/£127,466 AVC target 5.97%
    3) FI Age 60 annual income target £12,500/30,000 41.66%
    Achievements: CC free since April 22. 1 year EF from Jan 24 & dedicated pot for home improvements
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