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Thanks Everyone - Debt Free Today!

245

Comments

  • newmum1
    newmum1 Posts: 1,341 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Congratulations thats fantastic!!
  • vics_1982
    vics_1982 Posts: 194 Forumite
    Well done, Fantastic news!!
    Congrats!!!!:j :j
    Sainsbury CC - £1597.25 0% 18 mths left £37.57 Per month DD

    Savings Goals 6500K / 10000K
  • malvena_2
    malvena_2 Posts: 213 Forumite
    Well done and congratulations.:beer:

    You must feel amazing.:j
    DFW Nerd no 546
    Official 10k New Years Resolution
    £10k by 31/12/2008
    Earn £10 a day in Jan challenge: Target £310 - So far £184.98
    January Shopping Challenge : Target £50 - Spent £16.05
  • Gillby1
    Gillby1 Posts: 659 Forumite
    Part of the Furniture 500 Posts Combo Breaker Debt-free and Proud!
    Thanks for the lovely messages, everyone. It's so nice to have so many people to share it with! And i really do wish everyone the best of luck with your own debts. If i ever win the lottery, i'll split it with you x

    To answer your questions, I started off by cutting up my credit cards, creating a budget sheet, allowing myself a small amount of spending money each month and paying the left over cash off my debt each month.

    I saved loads of money using this site - using the Grab it & Shop but Don't Drop thread bargains for birthday and Christmas gifts, using Quidco for cashback, following Martins advice to compare car insurace quotes and switch to the cheapest energy providers etc.. and put the savings towards debts.

    I started clothes shopping at Peacocks - and am often asked where my 'lovely knee-high boots' (£20!) or 'gorgeous winter jacket' came from.

    I bagged £40 worth of Tesco vouchers from an offer i spotted on MSE, followed Martins advice and converted them into 4 times their value, and used them to pay for my car service and MOT - that saved me over £200.

    I wish i'd kept a list of all the bargains and tips on this site that have saved me money - but it would be far too long to post here!

    Anyway, the first thing i'm doing with my spare cash is taking my amazing boyfriend out for a meal to say thanks. He's been wonderful, supportive and generous for over two years, and he deserves to be spoilt rotten.

    Then, i'm going to start saving so that i can help out as much as possible towards a deposit on our first house!

    Take care xxx
    Debt free date: October 2006 :money:
  • Congrats ! :beer:

    Maybe one day I will get to where you are now - hopefully ! :rolleyes:


    Best wishes ! :T
  • cazziebo
    cazziebo Posts: 3,209 Forumite
    Gilby

    That's fab! It's so inspiring to hear how you've achieved so much.

    Hope for the rest of us who are just starting out on the road to being debt free.....Thanks so much,that's given me another wee boost for today!

    Cazzie
    xxx
  • Toomuchdebt
    Toomuchdebt Posts: 2,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Well done!It must be so good to have no debt!
    Debts Jan 2014 £20,108.34 :eek:

    EF #70 £0/£1000

    SW 1st 4lbs
  • MSE_Martin
    MSE_Martin Posts: 8,272 Money Saving Expert
    Part of the Furniture 1,000 Posts Combo Breaker
    STAMP!!!

    That is my official stamp of approval..... YAY well done :D

    Martin
    Martin Lewis, Money Saving Expert.
    Please note, answers don't constitute financial advice, it is based on generalised journalistic research. Always ensure any decision is made with regards to your own individual circumstance.
    Don't miss out on urgent MoneySaving, get my weekly e-mail at www.moneysavingexpert.com/tips.
    Debt-Free Wannabee Official Nerd Club: (Honorary) Members number 000
  • victory
    victory Posts: 16,188 Forumite
    :j :D :A that is excellent, you are going to feel so much better now xxxx
    misspiggy wrote: »
    I'm sure you're an angel in disguise Victory :)
  • Mizz_Pink
    Mizz_Pink Posts: 756 Forumite
    Congratulations and well done !

    Only 3k in debt but it still feels like a mountain the climb.
    Just owe Dad £2500 for a new car
    :A

    Paid off car loan 22nd August 2009. :T
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