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Thanks Everyone - Debt Free Today!

I became debt free an hour ago, after paying off £6,500 in two years.

I don't earn a huge amount, and have the usual expenses eating into my salary every month (rent, utilities, Council Tax etc...) so it hasn't always been easy. I've followed the MSE website and DFW thread ever since i realised i was ignoring my growing credit card use, and i've been helped, inspired and often touched by huge amount of effort MSEers are willing to give to helping people they've never met.

I really want to thank Martin for starting up such a useful site, and for doing so much to help so many people for free - you have so much to be proud of.

I also have to thank all you wonderful MSEers, and in particular the DFW angels. You are all stars. Congratulations to those of you who are already debt free, and good luck to everyone else.

I am so grateful x
Debt free date: October 2006 :money:
«1345

Comments

  • Congratulations!

    I am just starting out and it's good to hear of someone at the end of the road. Have you posted your story of how you did it anywhere? I'd love to know.

    S
  • jitsuguy
    jitsuguy Posts: 250 Forumite
    Debt-free and Proud!
    Well done gillby1 :T :j

    Have a drink on me! :beer:
    Debts (As of 10th September):
    Original - £7938.11, Now - £0

    Matched Betting Profits (From 05/11/06): £1026.45 (of which £214.20 is cashback)
  • Storm
    Storm Posts: 1,749 Forumite
    Debt-free and Proud!
    Congratulations Gillby1!

    As you can see from my sig I've got a bit less than what you started out with, and hopefully in a couple of years I'll be able to post a very similar thing! The successes are a great motivator - what are you going to do with the money you'd been throwing at your debts each month?

    Storm
    Total Debt 13th Sept 2006 (exc student loan): £6240.06 :eek:
    O/D 1 [strike]£1250 [/strike]O/D 2 [strike]£100[/strike] Next a/c [strike]£313.55[/strike]@ 26.49% Mum [strike]£130[/strike] HSBC [strike]£4446.51[/strike]@15.75%[STRIKE]M&S £580.15@ 4.9%[/STRIKE]
    Total Debt 30th April 2008: £0 100% paid off!

    PROUD TO [STRIKE]BE DEALING [/STRIKE] HAVE DEALT WITH MY DEBT ;)
  • Simon83
    Simon83 Posts: 225 Forumite
    Welldone...

    I'm im the same boat as you was!

    had £6500 owed out in July now have £4800 - october

    I can't wait till I'm debt free and all my wage will be mine
  • *zippy*
    *zippy* Posts: 2,979 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    congratulations :T :T :T
  • cattie1
    cattie1 Posts: 2,068 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    well done gilby thats lovely news. I hope I can follow in your footsteps.:T :j
    official dfw nerd club member no 214
    Proud to be dealing with my debts!;)
    Why is a person that handles your money called a broker?!:confused:
  • Wow! Congratulations!
    May all your dots fall silently to the ground.
  • Congratulations! Eat, drink and be merry :T
    "Tomorrow is always fresh, with no mistakes in it." (Montgomery, L.M.(1908). Anne of Green Gables.)
    Debt Free Nerd No. 186 Debt was £16,534.03 Now £9,588.50
  • poorbutrich
    poorbutrich Posts: 1,349 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Well done! That's so motivating - really great news! Can you post any good advice that you learned along the way?
    Overpay!
  • Congratulations - you are proof that there is hope for us all!
    :rotfl: Everything is always marvellous...eventually!:rotfl:
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