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LL bankrupt, Trustees released interest.. what now?

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Comments

  • Yorkie1
    Yorkie1 Posts: 12,064 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Can you ask the Receiver who the LPA will be and when, in their general experience, they can be expected to be in touch in such a situation? It may be that they have started to contact you but the post has been delayed in the weather. If you had a contact name / number you could ring them.

    Agree with Lodger re. getting the police involved. There is also the Protection from Harassment Act 1997 s.2
  • I have emailed the trustee this morning to shed some light on the LPA reciever, I'm hoping he will know something more on it.

    However ex LL has emailed this morning saying he will no longer contact me for rent, and will proceed with the legal action. This doesnt bother me too much and I'm sure I am in the right in regards to everything I have done.

    He then has given me 7 days notice of inspection of the property. Am I able to refuse? if he isn't the legal LL at present surely he can't just inspect?
  • Annisele
    Annisele Posts: 4,835 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    AmberST wrote: »
    He then has given me 7 days notice of inspection of the property. Am I able to refuse? if he isn't the legal LL at present surely he can't just inspect?

    He can't just turn up whether he's the LL or not. Tenants have the right to "quiet enjoyment" of their properties. If a LL needs access (eg for some sort of maintenance issue) and you refuse, he can get a court order - but in the absence of court order, he can only (legally) enter with your permission. You might have given permission when you signed the contract, but you can always revoke that permission. Tell him in writing (copy by email) that you do not give him permission.

    In your shoes, I'd change the barrels of the locks - costs £10 or so, and isn't difficult. He can't even really complain; if he does then he's admitting that he tried to open your door after you said he couldn't.
  • Well I have had some luck with the trustee; he has confirmed to me that the ex-ll has no right to collect money from me. He had also copied in the ex-ll so he is aware that I know.

    I have since emailed the ex-ll saying I will call police if he turns up in regards to the inspection, and have told him not to contact me again.

    I still don’t have anyone to officially pay my rent to, which is still worrying! But atleast the emails and threats seem to have stopped (for now)

    Don’t want to really change the locks but I am not sure if the guy has a key – so I am moving things out over the next month or so as I don’t feel it’s safe to keep all my belongings there.
  • RAS
    RAS Posts: 35,750 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hi

    If you have a yale type lock, you can by a new barrel for less than a tenner, change it over for now, change it back when you leave and have a secure lock to take with you to your new property. Needs a screwdriver and maybe a junior hacksaw (if the pin is longer than needed for your door). Takes 15 minutes to do if you are not used to it.
    If you've have not made a mistake, you've made nothing
  • Locks have been changed, took 20 mins and about £20..
    Although, I have had a letter today from a solicitors for a notice of possession proceedings??, so I’m guessing (hoping) that after the hearing date in January I should hear who my rent is meant to be paid to.
    Tried phoning the solicitors to see if they had any info (or if they knew who I should be paying rent to), he was rude and just told me to get legal advice. I won’t be using them if I need any legal help that’s for sure.
    I guess I just have to wait till the hearing in January :(
  • Ignite
    Ignite Posts: 352 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Do you have household contents insurance with legal protection? If so, this may cover you for getting legal advice. Check your policy and then if you can, contact your insurance company ASAP.
  • RAS
    RAS Posts: 35,750 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Who is the solicitor who sent the letter acting for?
    If you've have not made a mistake, you've made nothing
  • Ignite wrote: »
    Do you have household contents insurance with legal protection? If so, this may cover you for getting legal advice. Check your policy and then if you can, contact your insurance company ASAP.

    Thats interesting, thanks! I will have to go through the paperwork to check that!
    RAS wrote: »
    Who is the solicitor who sent the letter acting for?

    Erm, does this mean the claimant? the mortgage lender I think

    I sent the letter over to the trustee who says theres no need for them to do a hearing for possession as they have issued a disclaimer for the release of interest. He is sending them a letter to let them know. So hopefully something will be sorted before January. :)
  • G_M
    G_M Posts: 51,977 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    You've told the old LL not to inspect.
    You've changed the locks to protect yourself.
    You've contacted everyone possible to establish who to pay rent to.
    You've put the rent to one side.

    I see nothing to worry you. In due course the new LL will be established and you'll have an ongoing tenancy.

    However you want to leave. Are still in the fixed therm of an eagreement? If so when does it end? When it ends, you can just move out. If it's already ended and you are in a periodic tenancy, you need to give one months notice coinciding with your rent period. In this case I would as advised above send copies to everyone! The only difficulty might be deciding who to chase to get your deposit returned, however as you're not paying rent yet, that problem might not arise!
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