Whats your Biggest DFW Achievement of 2010

annibee

Hello,

In light of the New Year reolution topic which is fab I thought it would be interesting for us to reflect and celebrate on what has been our biggest Debt Free Wannabe Achievement of 2010. So what is everyone proud of achieving this year? I know some people have achieved pur debt free status so that could be it.

we saved every month till October for a Christmas budget. The budget was orginally for everyone with the exception of LO which I planned would be an extra 100 on top.

My Achievement is - Not only did I get all Christmas Presents INCLUDING my lo in the budget but also 5 peoples Birthday Presents for 2011 :T Im very proud of this and Ive beaten the VAT increase for those therefore saving money in 2011 in true DFW style

josephine82

I had a 2 week amazing, once in a lifetime holiday to Canada. I saved every penny I could on top of my regular savings and am proud of the fact that I paid for the entire holiday with cash and didn't get myself into any debt.

Oh, and saved nearly £5000 this year, too. :j

Lottebear

Mine is becoming Debt Free :beer:
Being able to buy a house and new car and not worry about money, to be in a postion where our future is more certain and clearer.

annibee

Well done Lottebear and Josephine

natsing

I have paid off the last of my credit cards this month, we only have a bank loan left; so that is my 2010 achievement! We started the year with £15000 debt roughly, and now have less than £6000 left.

carrielovesfanta

I have paid for my wedding (a good 75% of which was saved for - the rest from the bank of Dad - excellent interest rates :rotfl:)

I am tackling my debts fully head on now

We have cleared OH's evil Aqua card

I have closed off the first 100 pounds of my student overdraft

Both my other cards are on excellent deals

My credit rating appears to be happy as all my cards got credit increases :eek:(which I will NOT be touching!! :T)

A BIG well done to EVERYONE who has been taking their babysteps towards being DF :T :beer: :T

frasersmum123

Paying for Christmas with cash rather than CC or catalogues - and sticking to my £200 budget for everything. It was really hard but I did it and I think the children will eb just as happy as the years when I have spent £500+.

nakiwala123

The day I bought my car for cash and not credit card after my mother crashed the old one. I learnt that my saving discipline was improved. Im now aiming to plug up the hole that i left in my savings after buying the car.

determinedtodothis

Staying on the straight and narrow for another year!!!:beer:

Diana_Prince

Fab thread!!

Mine was clearing my DCA debt after 5 years!!! And like others paying for Christmas with cash!!

mi_jardin

getting myself in check, and just a important, getting all my debt onto 0%