hi all

destiny_star2006

yes i mean high rate sorry im not clued up on the proper terms and no im not i wasnt aware that you could how do i do that then and if im succesfull will they take it from one hand out the other if u no what i mean its jsut am so scared to owe more money out i jsut want to enjoy me baby but cant cos of all this wurry x

Mojisola

destiny_star2006 wrote: »

yes i mean high rate sorry im not clued up on the proper terms and no im not i wasnt aware that you could how do i do that then and if im succesfull will they take it from one hand out the other if u no what i mean its jsut am so scared to owe more money out

This is why the advisors are so useful. They will know all this stuff and will look at all the possibilities. They won't leave you with less money than you have now.

GlasweJen

If you don't have a job and give the wee one 35 hours or more care a week you can get carers allowance, you apply for it online. There is a warning that it can take money out of the little ones benefits but it wont because it only applies to disabled people who get the severe disability premium on income support and your wee one doesn't get income support in her own name.

kingfisherblue

GlasweJen wrote: »

If you don't have a job and give the wee one 35 hours or more care a week you can get carers allowance, you apply for it online. There is a warning that it can take money out of the little ones benefits but it wont because it only applies to disabled people who get the severe disability premium on income support and your wee one doesn't get income support in her own name.

You can work and get Carer's Allowance - but your earnings mustn't be more than £100 a week. There are some allowable expenses (half your pension is one, I think), but I'm not clued up on what they are.

Indie_Kid

kingfisherblue wrote: »

You can work and get Carer's Allowance - but your earnings mustn't be more than £100 a week. There are some allowable expenses (half your pension is one, I think), but I'm not clued up on what they are.

The £100 per week is also after tax & NI. Another one is half of your pension contributions, like you've said.