Huge rant, not our debt!!

[Deleted User]

mattb001 wrote:

Hi,

Yes the move is listed on that page. It was also listed on a similar website about a month ago when I checked, thinking about it.

Where do these sites get their information from? Anyone know?

This is what Rightmove.co.uk says:
'Rightmove brings you Sold House Price information for all residential property sold within Great Britain since April 2000 as recorded by the Land Registry and from May 2000 from the Registers of Scotland'. :beer:

Mrs_pbradley936

The sites buy the information from the land registry, took this from rightmove:

How can I use the information? Rightmove is able to provide its users with sold price information. This information is Crown copyright and is reproduced with the permission of Land Registry for, private research, study or personal use only. Any other use of the material requires the formal written permission of Land Registry. Further information regarding the re-use of the data can be obtained from the Land Registry Data Sales Team on 0151 473 6248.

Simon1981

I know the mortgage debt is your biggest worry, but for any of the other debts, it may be worth calling experian and explaining situation, they may be able to help with disassociating your address from the previous occupants.

Bossyboots

mattb001 wrote:

Do you mean forward their post to their solicitors? We have their solicitors name I believe.

Thats exactly what I mean.

mrsS_2

Hi-I was in a similar position with an exrented property that i bought- bailiffs would regularly appear to reposses their car and we had people knocking on neighbours doors reputedly from the telephone company.

Eventually i cracked and ended up screeming at one guy what on earth had i paid all the money to land registry for-his reply was that the debt collection companies dont bother to look at land registry- if they have someone in the locality they try that first!

great-so what i am saying is dont rely on you being registered with land registry to sort the mess out.

it took 2 years of constantly sending back the letters before they stopped-lesson learnt on that one!

sorry-not very encouraging.

silvercar

We are in exactly the same situation. Completed on our house in July, baliffs and debt collectors keep appearing at the door. Though they do all act very politely.

Our seller's have had their mail redirected; though I don't have the address. Today's baliff said that was clever of them as they can carry on using our address to get credit cards etc, spend on them and everything will get forwarded to the new address.

Our house is showing up on the housemoving websites but land registry are still showing a charge put on the property before we bought it. As people say this might not be upto date info.

noyk

I think we should keep this thread going and maybe start a !!!! solicitors thread.

silvercar

noyk wrote:

I think we should keep this thread going and maybe start a !!!! solicitors thread.

I have thought that we have mortgage advisors and bank workers on here but no solicitors. There have been a few threads recently where professional legal advice would be helpful.

Mrs_pbradley936

silvercar wrote:

I have thought that we have mortgage advisors and bank workers on here but no solicitors. There have been a few threads recently where professional legal advice would be helpful.

Yes, but here they give any help and information free of charge. Cannot see many solicitors offering that! I think we have a couple on here though, the advice they seem to give is to "consult your own solicitor".

real1314

good point!
will one mortgage co. try to re-possess a house that another mortgage co has a mortgage on?

Anyway, a simple, easy thing to try for all the Debt Collectors:

Put a clear, large (as big as you can stand) sign in your window headed "Debt Collectors" and then have include an explanation of the situation, and perhaps details of the previous occupants solicitors (check with your own if this is ok?). End it with a warning that disturbing the new occupiers about issues relating to the prvious will be deemed harrasment and will be reported to the police

hth