Protecting your house from future Girlfriend

thewinkshow

Take her in as a lodger and give her a rent book, and probably a week's notice to move out at some point. -

I was hoping to avoid the stigma, just because I am asking such a question, people automatically assume, a relationship wont work out, or I am a nasty person for trying to protect myself. - never really understood why a guy asking these questions gets comments like "you will never get a girlfriend with that attitude" or "who would want to live with someone like you" - seriously, i think some miss the point, I am a very generous guy but if you saw the state my best mate is in, then you would understand more, I am sure given hindsight he wishes he would of posed a few of these questions, this doesnt mean one is a nasty or immoral person does it.

If I moved in with a girl who owned her own place, then we split, there is no way on this earth I would have the balls to try and claim half of it should we split, but some people have little morals, and unfortunately you normally only find out when its too late i.e house is being split down the middle.

I just want to know where I stand legally should the worst happen.

Wee_Willy_Harris

Perhaps you'd be better off just finding one who charges by the hour?

Running_On_Empty

Your best mate was married. That is why.

BitterAndTwisted

Once you've bought a property and you actually find someone who wants to move in with you, you should ensure that you only ever split the utility and food bills 50/50. To be on the safe side pay all of the Council Tax yourself. Do not accept any payments for anything which could be construed as half of the mortgage and do not accept any contributions towards any improvements to the property or any of its contents.

thewinkshow

Perhaps you'd be better off just finding one who charges by the hour?

wee willy harris - Do you think the question I am asking is wrong or something? why the negativity?

cte1111

As some of us have already said, the reason your friend had to share his assets was because he was married. If you are not married, the same rules don't apply.

Wee_Willy_Harris

thewinkshow wrote: »

Perhaps you'd be better off just finding one who charges by the hour?

wee willy harris - Do you think the question I am asking is wrong or something? why the negativity?

Just seems a little "cold" to be making these plans before you even have a girlfriend. If you were planning on moving one in next week, I could understand it, but to use that as the basis for a relationship before it even starts seems to be the surest way of "setting it up to fail". And I'm sure you are only getting one side of the story from your friend.

thewinkshow

Would it not be colder to be doing it if I already had a girlfriend?
doing it now means any potential girlfriend will know where they stand.


I really dont want to come across as cold, I just dont want to get stung, and if I can find out where I stand now before I enter a relationship then I think its sensible - after all we are on a saving money website lol

To be honest I was expecting the "doomed to fail relationship" comments, but tried to post in a way that showed I wasnt being nasty. but somehow it always seems to stir he emotions of some, i dont think I am doing anything wrong.

So by your logic, do I not take any precautions and then should the worst happen, split everything 50/50 with her?

hazyjo

I think it's a perfectly natural concern, and one I think you're wise looking into now (even before being in a relationship) than trying to make a judgement further down the line that's clouded by love! :grinheart

Might be that whoever you meet has somewhere too and you buy together - or maybe you'll rent yours out, or sell up, and get a joint place, who knows. These things have a funny way of working themselves out...

My (now) hubby had a flat when we met. He's now in my house and we're selling up and buying somewhere together. That's all happened within the last couple of years and so far it's worked for us.

Also had a couple of exes live with me before and they just paid a bit of money each month and paid more when we went out as a couple. Suited me at the time, and there was never any chance of either of them making any sort of claim on my (previous) house.

Jx

Wee_Willy_Harris

Well, I can't help but notice that you haven't asked about, say, protecting her interests should you get run over by a bus.