car writen off.poor setilment offer

vaio

Base line Parkers is £3.1k with 40k miles so they are maybe not too far away when you knock the excess off.

If you want to argue it you need to pay the £3 and get some exact valuations to reflect 1 owner and only 20k miles from parkers & glasses

citykid5

vaio wrote: »

Base line Parkers is £3.1k with 40k miles so they are maybe not too far away when you knock the excess off.

If you want to argue it you need to pay the £3 and get some exact valuations to reflect 1 owner and only 20k miles from parkers & glasses

thanks vaio
i think 20k miles should probably make a big diference.will have to stump up the £3 to find out.my m.i.l payed the policy in full and the excess is only £100 so i think thier trying it on.will post the valuation online very soon.THANKS TO EVERYONE FOR THIER VERY HELPFULL ADVISE

citykid5

citykid5 wrote: »

thanks vaio
i think 20k miles should probably make a big diference.will have to stump up the £3 to find out.my m.i.l payed the policy in full and the excess is only £100 so i think thier trying it on.will post the valuation online very soon.THANKS TO EVERYONE FOR THIER VERY HELPFULL ADVISE

just to update.just stumped up the £3.50 to get the price.results are
trade in £2510
private sale £3311
retail £3930
so going by the fsa link provided earlier.it says they go by the retail price,so the 4k figure i had in my mind looks about right?
thanks all again.at least now i have some ammo

vaio

looking good, don't forget the FSO say the average of glasses, caps & parkers so might be worth investing another £3.50 with glasses

citykid5

vaio wrote: »

looking good, don't forget the FSO say the average of glasses, caps & parkers so might be worth investing another £3.50 with glasses

will have to go round the m.i.l to squeze her for some cash lol

PNPSUKNET

£2800 isnt that far off really, a lot of insurance go off the trade price

mikey72

PNPSUKNET wrote: »

£2800 isnt that far off really, a lot of insurance go off the trade price

I'd consider just over £1000 far off.
They may try it on and tell you they give the trade price, but the FOS gives the retail price, so it's fair to assume that's what you'll get in the end.

MrRedundant

The OP is still to tell us the excess and the policy details. It could quite easily be a high excess and new policy with almost a year to go which could add up to a grand.

OP -

What was the excess?
How much was the policy? and when is it due for renewal.
Is £2800 the net received.

vaio

MrRedundant wrote: »

The OP is still to tell us the excess and the policy details. It could quite easily be a high excess and new policy with almost a year to go which could add up to a grand.

OP -

What was the excess?
How much was the policy? and when is it due for renewal.
Is £2800 the net received.

pretty much all covered in post #13

foggytown

PNPSUKNET wrote: »

£2800 isnt that far off really, a lot of insurance go off the trade price

Another sharp practice. What use is a claim settlement based on trade price - unless the insured is in the trade and can actually purchase a car for that price?