Scam letter?

No_Fool

Thanks for your posts, everybody. I have just received HL Solicitors letter as well. It is addressed to a different person, but has my address in it.

The letter is dated 24 October and it requires a payment of £28.74 being made to Sigma SPV1 Limited within 7 days. It provides the account number and it states that should I not make this payment, legal proceedings will be issued against me in the County Court for the full amount with interest and costs.

I gave a call to the telephone number provided, but it is an answer machine.

I had a look on the net what Sigma SPV1 Limited is. They are a new debt collection company, formed in 2012. And I never had any dealings with them.

Why would a debt collection agency ask a solicitor like HL Solicitors write out a letter on their behalf, when it is clearly their own job?

fermi

Because...

(a) They think a solicitor's letter is more scary to most people.

(b) HL Legal offer a letter service that debt collectors can use to automatically generate letters for a few pence each, or even to allow debt collectors to print their own with the HL letter head.

In other words, the letters look scary but are usually a 'cheap shot' and have never been seen by a real solicitor.

babymondeo

katie_cat wrote: »

Just off the phone to a lovely fella @ Littlewoods. Checked my account and he could see that I had paid off balance. He double checked and assured me that definitely no outstanding money owed, in fact I'm £150 in credit with them :j
He gave me a number to ring to report what has happened as they are viewing it as a type of identity fraud. It makes me angry that scams like this happen! I only googled it as an after thought, I'm sure there are other people out there who would go to pay it without checking in to it first.

]
My husband got the same letter and it was from shop direct which we never used and only had lived here just over a year and the letter was addressed to him with a debt of 147.49 from 4th Oct 2010. argghhh.