17 yr old. Will he ever drive?

Jake'sGran

Quote wrote: »

He could always wait until he's 25.

After posting about Jake yesterday I read an article about this subject in The Sunday Times and their conclusion was that young drivers will have to wait until they are 25. They said that premiums for young drivers had increased by 50% in the last year. Very upsetting!

I will talk to his Mum today and find out if she did know about the extra driver on the policy. Think they must know as they spent a long time on it.


Bouncydog - I thought it was due mainly to young drivers having accidents but apparently it is also due to people making false claims for accidents that didn't happen; whip lash etc. Jake wants to go to Warwick Uni as they specialise in Maths, otherwise it will be Manchester. Re "can he afford it" - I give my grandsons money (via Mum & Dad) as I cannot use it now (bad heart). The Fiesta has been sold due to this insurance problem.

newbie007_2

Like what everyone else said, if he is going to uni and live in campus then there's really not a need to have a car. Hopefully once he finished uni the insurance aspect isn't as bad for young driver now. Wait for a few years as having a driving licence for a few years will also drop the price.

PS: Im 30 odd and have full ncd, like bigcraigjohn, I did a dummy quote on a comparison site, by adding my older sister onto the policy i got like a 15% off my premium.

beautyqueen88

could he not get an oldish 1litre car instead the fact its a 1.4 will be bumping it up a fair bit

losgiganteskid

Try Admiral - they offer a 10 month policy after which time (if he remains claim/conviction free) they will offer renewal with a 1 year No Claim Bonus - make sure that during those 10 months he will have another birthday so he will hopefully have a 1 yr NCB and be 18.

vusys1

beautyqueen88 wrote: »

could he not get an oldish 1litre car instead the fact its a 1.4 will be bumping it up a fair bit

Agree, have a look at the lowest vehicle groups, Ford KA etc. and try TPO, it might make a difference, but a lot of insurers are pricing this option out due to high personal injury claims.

custardy

vusys1 wrote: »

Agree, have a look at the lowest vehicle groups, Ford KA etc. and try TPO, it might make a difference, but a lot of insurers are pricing this option out due to high personal injury claims.

even cheaper
go for the likes of a 1L (old)fiat panda
totally uncool yes
but cheap to run,maintain and its not a boy racer car at all
get 1 years NCD and its a start

bouncydog1

Bouncydog - I thought it was due mainly to young drivers having accidents but apparently it is also due to people making false claims for accidents that didn't happen; whip lash etc. Jake wants to go to Warwick Uni as they specialise in Maths, otherwise it will be Manchester. Re "can he afford it" - I give my grandsons money (via Mum & Dad) as I cannot use it now (bad heart). The Fiesta has been sold due to this insurance problem.[/QUOTE]

He is very lucky to have a gran like you:) It is indeed a combination of factors that has put prices up, but for young male drivers it is because they have the most accidents - not necessarilly damaging their own vehicles but causing third party damage and injuring others (accept that some of these injured third parties try it on, but definately not all). Warwick is lovely - one of my friends daughters goes there and loves it.

He can manage without a car at Uni as most of the other students will be in the same boat - many Unis don't allow students to have cars on campus. In a year's time the rates may have gone down a little - in the meantime why not see if he can be added to one of his parent's policies so he can get some practice in.

vaio

bouncyd!!! wrote: »

......In a year's time the rates may have gone down a little.......

:rotfl::rotfl::rotfl::rotfl:

bouncyd!!! wrote: »

......in the meantime why not see if he can be added to one of his parent's policies so he can get some practice in.

That used to work, I put DD on mine to learn and she stayed on after passing her test for not much money back in the late ‘80s

Fast forward 13 years and I tried the same with DS but my company just refused point blank as did my OH’s company on her car. I can sort of understand it on my car as I tend towards the powerful end of the market but OH was driving a boring 2l slug of a Mondeo

mumps

Jake'sGran wrote: »

After posting about Jake yesterday I read an article about this subject in The Sunday Times and their conclusion was that young drivers will have to wait until they are 25. They said that premiums for young drivers had increased by 50% in the last year. Very upsetting!

I will talk to his Mum today and find out if she did know about the extra driver on the policy. Think they must know as they spent a long time on it.


Bouncydog - I thought it was due mainly to young drivers having accidents but apparently it is also due to people making false claims for accidents that didn't happen; whip lash etc. Jake wants to go to Warwick Uni as they specialise in Maths, otherwise it will be Manchester. Re "can he afford it" - I give my grandsons money (via Mum & Dad) as I cannot use it now (bad heart). The Fiesta has been sold due to this insurance problem.

My DD is at Warwick, trust me for the first year they barely leave the campus. I remember her phoning me one day and she said "Oh I can see a baby." I said, "And." And she said "Sorry I haven't seen anyone with a baby for weeks because I haven't been off campus." She spent all her money at 17 learning to drive and getting her first car, she didn't take it with her as parking on campus is limited and expensive. She sold her car, livesoff campus now. I asked her if she is thinking of getting another car and she said, "Who wants to be the driver everytime we go out."

I hope he makes it too warwick.

Just to add my DS has a motorbike, I was scared to death at first but it gives him his independence and his insurance is about £200. He would prefer a car but is working this year and off to uni next year so no point working to save money for uni and spending it all on a car and insurance. He does need transport to get to his job, works funny shifts and buses are few and far between.

Annisele

mumps wrote: »

My DD is at Warwick, trust me for the first year they barely leave the campus. I remember her phoning me one day and she said "Oh I can see a baby." I said, "And." And she said "Sorry I haven't seen anyone with a baby for weeks because I haven't been off campus."

I went to Warwick too (many moons ago) and that brought back memories - I told my Mum the same thing

And to the OP - unless Warwick has sorted out its parking problems (which I doubt; it doesn't have space) your grandson really won't want a car when he's there. Only a few of my friends had cars; all but one left them at home - and the one abandoned the idea halfway through the second year because he was fed up with always being the driver.