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Decline Letter
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shortbackandsides
Posts: 38 Forumite
in Credit cards
Newbie here just a quick question,might be a silly question but hey.
If you have been declined by a credit card company how long would it normally take to get the declined letter through the door.
If you have been declined by a credit card company how long would it normally take to get the declined letter through the door.
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Anyone have any idea?0
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Depends on the company - I think most quote 10 to 14 days for a response...
You best bet is to ask the company in questionMy posts are my own opinions based on my experiences and info gathered from sites such as this.
They are not a substitute for professional financial advice - but you knew that already didn't you?
VSP 2011 - Member #25 - Started 6th December 2010 - Total As Of 4th May 2011 (21 weeks in!) - £323.67/£500 - So far so good!0 -
Tesco takes 5-10 working days...0
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Some don't even bother to send a letter!0
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Santendar took about 6 weeks to send me one, fingers crossed you get it quicker then that!April 2020 - £102,222 Loans/CC’s.
Jan 2022 - £0
Cleared - £102,222
Jan 2022 - Now time to build suitable investments and a business!0 -
I have not actually been turned down,i applied online but it was not an instant decision card.
I have good credit, as debt to income is around 20% no missed or late payments no defaults or anything like this.
About 4 years ago i was turned down by barclaycard and there decline letter reached me within 3days,so was just thinking is this a good sign that the decline letter has still not arrived,and maybe i have been approved?0 -
I'd just call them up to be honest, they'll prob make the comment oh it is early and we will review but they will also update you with decision.April 2020 - £102,222 Loans/CC’s.
Jan 2022 - £0
Cleared - £102,222
Jan 2022 - Now time to build suitable investments and a business!0 -
Depends who it is, some don't even bother."We want the finest wines available to humanity, we want them here, and we want them now!"0
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I applied for the BOI moneyback mastercard, just would of thought some sort of answer to my application would of been sent,i found out they did not search experian but searched equifax on the 2nd of this month.
Oh well maybe they just can't be bothered to reply0 -
shortbackandsides wrote: »I applied for the BOI moneyback mastercard, just would of thought some sort of answer to my application would of been sent,i found out they did not search experian but searched equifax on the 2nd of this month.
Oh well maybe they just can't be bothered to reply
I would imagine that you would've heard by now, why not give them a bell?
Do they have telephones over there yet? :rotfl:"We want the finest wines available to humanity, we want them here, and we want them now!"0
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