Immoral_angel's Debt Diary

Snaggles

Oh nooooooo - it wont be a PINK bass guitar though!

sammy115

Toto wrote: »

And don't forget it:rotfl: I have a sixth sense when it comes to you lot playing up:D

You are not kidding. I am off to have my weetabix now honestly, Toto.

IA - something you said in an earlier post puzzled me and I wonder if I misread it. You said something about July being a short month, because Ste starts work on the 2nd and then he gets paid on the 20th.... Are you assuming that he will only be paid from the 2nd to the 20th and then will have to wait till the next month to get paid from the 20th to the 20th. IYSWIM! I would just check. I get paid around the 21st - 25th of each month (or I did!) BUT i get paid up till the end of the month. Maybe this would be the case for Ste.

And have I missed an update on the ebay idiot. I have just had an ebay scammer buy a PSP! Nigerian registered as a UK person with -3 feedback!

Oh well, must get my sorry unemployed a**e of the sofa and get some essential maintenance of the house done......:rotfl:

immoral_angeluk

Snaggles wrote: »

Oh nooooooo - it wont be a PINK bass guitar though!

That's true.. lol. Nor would it have the amp etc with it.

immoral_angeluk

sammy115 wrote: »

IA - something you said in an earlier post puzzled me and I wonder if I misread it. You said something about July being a short month, because Ste starts work on the 2nd and then he gets paid on the 20th.... Are you assuming that he will only be paid from the 2nd to the 20th and then will have to wait till the next month to get paid from the 20th to the 20th. IYSWIM! I would just check. I get paid around the 21st - 25th of each month (or I did!) BUT i get paid up till the end of the month. Maybe this would be the case for Ste.

Oh I'm not sure I just presumed he's be paid from the 20th to the 20th each month so when Ste first started he'd only be paid for the 2nd to the 20th... Will get him to check..

And have I missed an update on the ebay idiot. I have just had an ebay scammer buy a PSP! Nigerian registered as a UK person with -3 feedback!

nope.. it's been sent to paypal to review and haven't heard anything else.... bloody nigerians... I had one of those too....

tigtag02

Morning IA

I hope your kidneys are feeling better today and that you are going to listen to Toto and not even use up any energy worrying about your dad - just think about the posibilty you mum has left you a nice surprise

I agree with Sammy to that its probably more likely Ste will be paid up to the end of the month in which case his wage will only be one day short

I work my bills etc the same way you are planning on doing and I promise you its not to hard to get your head around (or I wouldnt be able to do it )

Positive thoughts for you
tigtag
x

immoral_angeluk

Right.....
THE PLAN

£108.42 tax credits every weds paid into 'debt account'
£8.42 put into savings
£50 for food
£10 for petrol
£30 for Ste
£10 for me.

£120.80 child benefit every 4 weeks paid into 'debt account'
Put into savings

Ste wages £941 (when new job starts)
£850 left in 'main bank' to cover bills
£91 put into savings??

Potential Monthly Debt/Emergency/car savings = £279.16
= debt free in 6 months.

:think:

Looks doable to me!
Right off to make some phone calls.

sammy115

Debt free in six months - that would be amazing!

Snaggles

Debt free just in time for Xmas!! That would be great :T

tigtag02

:T:T:T

Sounds like a plan to me

immoral_angeluk

Right.. child benefit and tax credit bank details changed. I also called up NPI about that policy mum had. Apparently there is a policy to be claimed and apparently it's a small pension that she had with them.. I don't know what constitutes a small pension but I've got to send them the original death certificate and mum's divorce documents.


Hmmmm......