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Immoral_angel's Debt Diary

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  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    well done :D i keep forgetting my £2 tin, it's probably safest that way, but everytime i go to buy food (i keep my food money there too) im like oh money hehe

    i hope the xbox gets even higher :D

    lol... know what you mean about the £2 tin. I keep forgetting about it and then have this massive 'dawn of reality' thing where I realise we have more money than I thought and it gives me a little buzz for a while :D

    The xbox finishes at 11 tonight so keep your fingers crossed for me!
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • Annie_Fanny
    Annie_Fanny Posts: 1,167 Forumite
    WHAT am I on about borrowing £14.03 from the daily budget!? We've got £22 alone in £2 coins!!!! Duuuuuuuuurrrrrrrr.

    Looking forward to paying off Dotty P's on weds!!! :D

    Wow you are doing so well - crushing those lil debts - roll on the next one!

    You must be feeling brilliant - :)
    "Debt makes plans for you" - A quote from my friend Catherine. How true!
  • benbenandme
    benbenandme Posts: 12,341 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    I just re-read your first post on this thread ... you have come such a long way since then!!:T :T You have been so focused on this every day, I admire you so much!!:T :T Spend an hour or so today re-reading it and you and Ste can be so proud of yourselves, well done :T
    Mortgage Total: £51,801 / £75,000
    Mortgage Overpayments Pot £947
  • Spendless
    Spendless Posts: 24,663 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Ste said yesterday that he wants all the ebay money to now go on debt instead of buying his game.
    And since I am one of the [STRIKE]culprits[/STRIKE]people who give Ste a hard time over his spending and cos you've said he sometimes reads your thread. I want to say a huge WELL DONE STE. :T :beer:

    Actually IA -I think we found your Achilles heel yesterday when we started talking about holidays. We might not be able to say to you have the occassional treat of something for yourself and you take any notice but something for the family.;) Did someone say the offers in the Sun start this wekend :confused: . Have you had a look? Even if it's not acheivable for this year. It would give you some idea of what to save and I think you'd manage sometime next year and you could save the £2 coins for it.

    Really pleased you're less than a week away from paying Dotty Ps.:j The other day I noticed you saying about the next 2 debt are biggies. I have read your thread from start to end but haven't followed it from the beinning IYSWIM. Reading your signature though it looks like you pay off roughly £500 debt a month and wondered if you'd thought of 'thinking' of the Barclaycard as paying 2 halves so it doesn''t seem so overwhelming and the citi into paying in thirds (bit like trimesters:D )
  • bandraoi
    bandraoi Posts: 1,261 Forumite
    If you can save £400 to pay of Dotty P's in a month, then you can save for a holiday when you're debt free.

    Btw have you considered aiming to get Ste's citi below £1000 next month and then going after the Barclaycard?
    I know you were going smallest to highest but if it was me, seeing that number below £1000 would be more motivating, and it's at a higher interest.
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    Just got back from the market. Bought all our fruit veg and potatoes for £7 plus got loads of variety :D Also got 3 tops from my favourite stall... £3!!! £1 a top? Bargain!

    ALSO BRILLIANT NEWS just checked ebay and the old xbox is up to £87!!!!!!!


    Wooooo!
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • beanielou
    beanielou Posts: 95,479 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Wow, great day today!
    Great news on xbox & on DP's as well
    Well done Ste & Sarah.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    ARRRRRRRRRGGGGGGGGGGGHHHHHHHHHHHHHHHHHH Our fridge freezer has packed in!!!!!!!!! We've literally only been back an hour from doing our fortnightly food shop! Bollox!!!!!!!!!! Crapping pooballs ARGH!
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • Toto
    Toto Posts: 6,680 Forumite
    Part of the Furniture Combo Breaker
    Ooh No IA, can you get the food over to MIL quickly before it defrosts? Then get right onto freecycle and see if ou can get something. I wish you were closer, I have a spare in my garage!
    :A
    :A
    "Everyone is a genius. But if you judge a fish on its ability to climb a tree, it will live its whole life believing that it is stupid" - Albert Einstein
  • skylight
    skylight Posts: 10,716 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Home Insurance Hacker!
    Sarah - chill (easier said than done and no pun intended). Its only a fridge/freezer. These things are sent to try us.

    £150 cheapest 2 in Argos, you have the xbox money - £2 money (I know dp's will have to wait until next week, but that was the plan originally anyway). Or Freecycyle and no spends???

    Just sorry I dont have a spare FF to send your way.


    What can you do with the stuff you have bought tonight? MIL or neighbours? Can they help out?
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