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Is it the end, or just the beginning.....?

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  • beanielou
    beanielou Posts: 95,578 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Skint :grin:
    How you doing?
    Long time no see.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    WOW thats a fair bit of snow ZTD, I can still see grass under the sprinkling we have here, its the icy roads I am worried about thou

    Glad to see you 'partying' Hypno
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • skint_spice
    skint_spice Posts: 13,409 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou wrote: »
    Skint :grin:
    How you doing?
    Long time no see.

    Hello Beanie,
    I'm good thanks, hope you aren't falling over too much in this weather.
    What can I say? DS using the BB all the time and have met a lovely man so been a wee bit busy:o;)....
    Still keeping up with the Hypno family exploits though - and BBAM!
    Mortgage OP 2025 £6200/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,255

    Money making challenge £0/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • se999
    se999 Posts: 2,409 Forumite
    chevalier wrote: »
    *is glad she lives on the other side of the world* means i can encourage, and dodge the sprouts at the same time!!!!:D

    Things can be posted to New Zealand :D
  • Don't know the story of the sprouts and probably don't need to, but as a newbie, it's fantastic to see that people have worked hard to dig themselves out of a hole.

    And, by the looks of it, inspired and entertained many others along the way.

    Good luck for the next few weeks.

    And happy belated birthday.
  • beanielou
    beanielou Posts: 95,578 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hello Beanie,
    I'm good thanks, hope you aren't falling over too much in this weather.
    What can I say? DS using the BB all the time and have met a lovely man so been a wee bit busy:o;)....
    Still keeping up with the Hypno family exploits though - and BBAM!

    So pleased for you :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 95,578 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    se999 wrote: »
    Things can be posted to New Zealand :D

    What are you like!!:rotfl:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Don't know the story of the sprouts and probably don't need to, but as a newbie, it's fantastic to see that people have worked hard to dig themselves out of a hole.

    On Hypno's behalf, I can tell you that she was doing a storecupboard challenge one day, and found some tinned sprouts :eek: and nobody's ever let her forget it :rotfl:

    Z, Beanie, hope you're warm/warming. No snow here, sorry, tho I had 20 minutes outside - half working on finding a home for my new compost bin :D and half having a walk to get the sun on my face and breathe deep. And it was **freezing**. Hope Hypno's warm in her football crowd.
    2023: the year I get to buy a car
  • Pippajo
    Pippajo Posts: 900 Forumite
    :T Current score - Norwich 4 Ipswich 1 - couldnt see Hypno on TV though.
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    :rotfl::rotfl::rotfl:
    2023: the year I get to buy a car
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