Best insurer / broker for putting 17 yearold son with provisional on my insurance

michaels

My insurance with prudential full ncd is 210 fully comp (or 110 with quidco :-) ) but now I want to put my 17 year old on so he can practice on his provisional they want 1120 ouch. Confused.com quotes a cheapest premium of an even worse 1450. Any suggestions for brokers or insurance cos - it is only a grp 4 car worth 2k.

rdwarr

That does sound about the going rate for a 17 year old boy. I'd consider getting him his own car and paying insurance on that. It will cost a little more in Year 1 but then NCD will kick in (hopefully).
Gone are the days of doing this cheaply. When 17, I got put on my Dad's policy in 1978 for £34 extra. That was for a Hunter GLS with a racing engine!

saintjanet

On one of the motoring sites i go on,there are alot of younger motorists and they often discuss insurance.Some of the companies mentioned have been Admiral,elephant and tesco.

Some companies are better for certain cars, so i can only advise that you try for a quote,costs nothing does it?:DI have also seen confused mentioned but i see you tried them with no success!

mikey-mike_2

I'd also be tempted to get him his own car, that way he builds up his own ncb, it can be a lower group and, if he does have a bump, your ncb remains intact

michaels

I thought group 4 was low plus if it is in his name won't it be 3 times as much as he has no ncb?

mikey-mike_2

sounds about right....but get him a group one car and it shouldn't be too bad, talking to some of the kids I know the cheapest is about £1200 and some are over 2k

main point i was making was he builds his own ncb and if he's one of the 30 or 50% of 18-21 year olds that has an accident then at least your ncb is safe

aj3001

If he is a named driver and crashes your car it will effect your NCB.

Forget everyone that says "get a insurance group one car" get a car he is happy with, my first car was insurance group 8 because I wanted something that will comfortably accelerate, on his own insurance he will not get insured on anything for less than £1k.

Just shop around for insurance, I found Churchills cheapest by far but would not recomend them and have found them completly incompetant and their customer service is horrendus.

Norwich Union were also a fairly good price and that is who I will be taking up insurance with next week when my insurance comes to the end.

PM me if you want any more infomation