Parents struggling

Anna1t

My mam has had arthritis for the past 10 years she is now 62 and retired my dad is also 62 and in full time work. My dad wants to retire to look aftre my mam has shes getting worse and worse lately. He has a private company pension but that will only pay him £80 a week and he carnt afford to live on that. Is there any benfits he would be entitled to to help them out. They live in a council house at £100 a week with rent and council tax.

thanks in advance for any help Anna

anmarj

have they tried for Pension Credit

?http://www.direct.gov.uk/en/Pensionsandretirementplanning/PensionCredit/index.htm

does she get DLA Care either at the Middle or high rate, then your dad may qualify for carers allowance

http://www.direct.gov.uk/en/CaringForSomeone/MoneyMatters/CarersAllowance/index.htm

these should give you a start

Anna1t

Thank you Anmarj

They would not be intitled to any pension credits and i will try get them to have a look at the disablity one thank you very much

Oldernotwiser

Anna1t wrote: »

Thank you Anmarj

They would not be intitled to any pension credits and i will try get them to have a look at the disablity one thank you very much

Why not?...

Anna1t

They have 17000 in saving which seems a lot but it wont last when my dad stops working.

anmarj

Anna1t wrote: »

They have 17000 in saving which seems a lot but it wont last when my dad stops working.

there is no upper limit on pension credit, the tarriff income is £1 for every £500 above £10k, he won't get in now with him working full time but once he is finished you may find that he could be entitled. the government says a couple has to have at least £202.42 per week to live on, yes the pension would be taken into account and tarriff income any kind of other income but you may be surprised and if your mum got DLA care at middle or high rate and then your father got carers allowance a premuium could be added to that amount and potentiall could be extra money for them. as they should get the guranteed element that passports them to council and housing benefit. as they say don't knock it till you have tried it!

dave030445

anmarj wrote: »

there is no upper limit on pension credit, the tarriff income is £1 for every £500 above £10k, he won't get in now with him working full time but once he is finished you may find that he could be entitled. the government says a couple has to have at least £202.42 per week to live on, yes the pension would be taken into account and tarriff income any kind of other income but you may be surprised and if your mum got DLA care at middle or high rate and then your father got carers allowance a premuium could be added to that amount and potentiall could be extra money for them. as they should get the guranteed element that passports them to council and housing benefit. as they say don't knock it till you have tried it!

think you have got your number wrong

anmarj

dave030445 wrote: »

think you have got your number wrong

which number?

dave030445

anmarj wrote: »

which number?

what a couple need to live on i think you find its half that

anmarj

no. it is not,

Guarantee Credit


If you are living in Great Britain and have reached the minimum qualifying age, you may be entitled to the Guarantee Credit. This guarantees a minimum income by topping up your weekly income to:

• £132.60 if you are single
• £202.40 if you have a partner

I do PC2s and see these figures day in and day out. there is a highter amount if savings credit is considered

dave030445

anmarj wrote: »

no. it is not,

Guarantee Credit


If you are living in Great Britain and have reached the minimum qualifying age, you may be entitled to the Guarantee Credit. This guarantees a minimum income by topping up your weekly income to:

• £132.60 if you are single
• £202.40 if you have a partner

I do PC2s and see these figures day in and day out. there is a highter amount if savings credit is considered

why on my ESA form does it say that its 102ish for a couple