Sat 6th/Sun 7th November - What small DFW things will you do today?

josiebabie

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Morning all!

I guess I am the only poor soul working today and thus up early! Boo!

Anyway so here is my list:-
- Submit purge claims, won't sell any today
- Have a look at WIP
- Work 8-2pm for over time
- Check for any new bills coming in
- Stop in Homebase and buy lining paper to finish my bedroom - might paper this tomorrow
- Read my book at work due to boredom
- Ebay item ending in 9 hrs, currently on £94!
- Local fireworks tonight, take free park and ride, take two flasks of tea!
- Work out how much labour I have in my "big job" at the moment.
- Have another play with snowballer as I forgot to save it last time! :mad:

Jx

Lottebear

Today I have loads to do

- Gym Visit
- Waiting for chap to contact me regarding collecting ebay purchase
- Take old glasses to Charity
- Pick up food for family visiting tomorrow
- Another load of washing

determined_new_ms

morning josie & lotte :wave: & everyone else who posts here after josie u clearly were the only one up n at 'em bright and early. (I wasn't feeling great so went to bed at 8 and slept for 12 hours!) Good luck with the busy weekend lotte




ok trying not to do a crazy list and wear myself out but there's so much I need/want to do this weekend

• [STRIKE]2x washing @ 30 and line dry[/STRIKE]
• some serious housework as our house is a bomb
• hm bread
• [STRIKE]go to lidl & get the rest of the monthly shopping[/STRIKE]

[STRIKE]check banking


[/STRIKE](bank balance has taken a batering this month already! My car cost £175 for the service but it could have been worse)

• [STRIKE]post ticket master gift voucers for my old manager this morning[/STRIKE]
• [STRIKE]see if I can get fireworks tickets while I'm there missed the deadline will need to pay full price[/STRIKE] he he he we went but the grounds had reached their capacity so we stood on the top of the hill & watched it for free :rotfl::T
• make a cake - probably carrot to use up the carrots
• [STRIKE]get chicken out of the freezer for tomorrow[/STRIKE]
• list a couple of things on ebay while its free
• go to see The Hangover free tomorrow curtesy of seefilmfirst.com
• go for a run
• [STRIKE]making rice pudding in the sc :T (thanks josie for the idea the other week :A)[/STRIKE] mmmmmm was delish!
• clean out the flask to take hotchoc to the fireworks & cider in a flask for oh :T (again thanks josie! :A:A)

ok that's more than enough! Yay its the weekend, so I intend to also laugh, relax and more than likely have a glass of wine or two! :T

catmiaow

Hello,

My list

Email friend back
Check bank
I will have a look at comps
Got parking ticket grrr never will happen again so paying it earlier at the reduced rate!
Quick Shower
Tidy after cats and OH
Take rubbish out
Use free mins and texts
Meet friends tonight for bowling poss cheao food after - do not want to spend much
More comps when I return

Hope everyone has a good day!

determined_new_ms

catmiaow wrote: »

Hello,

Got parking ticket grrr never will happen again so paying it earlier at the reduced rate!

Hope everyone has a good day!

ah cat that sucks :mad: really feel for you!

WelshWoofer

Morning everyone!
At last it's stopped raining!:j
Have already taken the dog to the park for a good run around - it was full of dogs going bonkers with the dry weather after having been cooped up for days. Funny to watch.



Today's list is a bit like this...

• Checked banks - have budgeted £45 for shopping and £40 for spending money and will still be solvent (just!) by pay day - first time in as long as I can remember!
• Checked quidco - at last £45 had been received so I should get it quite soon - that will go towards the Xmas shopping
• Write a shopping list and meal plan
• Do food shopping
• Take library book back and pick up new one
• Watch rugby on telly later
• Hoover and dust house
• Clean kitchen
• Stay in tonight with a bottle of wine
• Write year 7 lessons for this week (about an hours work)
• 2 loads of washing

That's all for now - have a good day.

empy

Morning all, finally have they time to post after lurking for a while! My first Saturday off for 4 weeks, but back in for an early tomorrow, grr but got to think of the extra money at time and 2/3! So my plan today is:

1. Visit the little veg stall in the next village and purchase the veggies for the next few day- Ultra cheap and means I won't be tempted by the chocolate etc in the cooperative!

2. Do all the washing at 30 including all the bedlinen and dry on the line.

3. Sort out all ebay stuff and try and list some this weekend.

4. Bake some loaves of bread so as above I'm not tempted into the coop!

Thats all I can think of at the moment but I'm sure there is much more.......

Hope everyone has a lovely day.

empy x

Erme

Right guys I have yet another chest infection

so here goes (I think this is too big a list for this am at least but it's worth a try)


AM

• Check message boards
• Tidy Hall and do washing up
• Tidy Bathroom, clean sink and mop
• Sort out books and sort out washing

• Put bins out
• Recycle
• T for stamps

LUNCHTIME
• Tidy lounge and do

AFTERNOON

• Make get well cards for g and c
• Make coasters x4 for g and c

EVENING
• Crochet (press and iron squares - evening routine)
• Prepare for Sabbath (aiming to be internet free this week)

• Pills no later than 9.30pm preferably 9pm

Hope everyone has a good day....already put one lot of bins out and now to put out another then embark on the washing up....flat is a TIP....:p

E

Candy0107

Good Morning All,

Thanks for starting the thread Josiebabe
Erme – hope you feel better soon

Today I have/will:

• Breakfast and dinner from stores
• Checked bank – no change but had to check
•
• LSD – MS for lunch today, so only need to pay for what hubby has
• File the MS report when I get home (rather than leaving it and missing the deadline)
• Need to sort out the MS accounts – got a letter about doing an online tax return :eek:
• Need to close Barclays savings account and open another (my current fixed rate monthly saver closes in 3 days time)
• Put the money (from Barclays) into my bank account to pay for the flights to Newcastle in February
• Contact my boss to confirm when she has bought the flight tickets and transfer the cash to her
• Read papers online
• Need to phone up Sainsburys bank to find out how much I have in my savings account
• Need to upload the CD’s that I bought onto my MP3 – part of a MS job last week

Think that is about it, take care everyone
Candy xxx

PurpleFairy26

Afternoon all! Hope you're all having a lovely weekend my list for this weekend:

Pack case as away mon and tue night for work. Staying in lovely hotel :j is in lakes so will try and pop to big lake1and whilst there for some christmas gifts
All food from stores/ freezer
Small shop for DH and DD for whilst I'm away
Try and get couple of Christmas gifts on line
Heating off where ever poss
Lots of washing, dry inside
Get some dishwasher tabs from my stash in the garage

Think that's about all. Have a great weekend everyone.

Amara

Hi!
I've already been at my customer and had a shower .I still got ironing and washing up to do.