Early-retirement wannabe

DairyQueen

We are no longer investing much in the way of new money, and are looking to take TFC in the next year in the run-up to retirement, so an increase in volatility now isn't ideal.

'Tis all about personal circumstances. A poor sequence of returns over the next decade would dent but not crash our retirement plans. We are lucky that our investment in the markets will add jam to the bread. I was hoping for a nice dollop of the sweet stuff but would be content with a scraping during lean markets.

A 4.2% drop in value is neither here nor there in the overall scheme. In theory I'm prepared for a 20% drop. I may be testing the theory sooner than I thought.

mgdavid

Marine_life wrote: »

Sorry for dropping that one in and moving on!

..................

So where does that leave me/us?
1. I would like to do the work...
2. But only if I can do it on my terms
3. I like the person I'm working for...
4. But I don't like feeling like I'm being pushed around

The onus is on me to give ground...

ML, I cannot find a sequel to this, what was the outcome please?

Triumph13

That's me done. Half term next week then consulting 1 day a week in term time, but Mrs T13 and I are now both officially retired. Expect all assets classes to rapidly crash to zero.

Thrugelmir

Triumph13 wrote: »

That's me done. Half term next week then consulting 1 day a week in term time, but Mrs T13 and I are now both officially retired. Expect all assets classes to rapidly crash to zero.

Thanks for the advance warning.

Kit_Katt

Good luck with the next phase of lifes journey

DairyQueen

Triumph13 wrote: »

That's me done. Half term next week then consulting 1 day a week in term time, but Mrs T13 and I are now both officially retired. Expect all assets classes to rapidly crash to zero.

Err. We would be grateful if you could delay retirement for another 6 months.

bugslet

April 30th 2019 and a little bit after that!


Short version, gave my main customer notice in June. They came back in July and said stay, we can make it work. They couldn't. We are going our separate ways and my last day of work for them will be 30th April. After that there will be some work to do to wind the Company up, dispose of assets, various paperwork which will carry on for some time no doubt, but after the 30th there will be no more getting up at 5.15, no more losing 1.5 hours commuting every day.

:j:j:j

MallyGirl

sounds great. I had to commute up to London yesterday - normally WFH - and it confirmed that any requirement for regular commuting would mark the end for me. Life is too short for that

Anonymous101

MallyGirl wrote: »

sounds great. I had to commute up to London yesterday - normally WFH - and it confirmed that any requirement for regular commuting would mark the end for me. Life is too short for that

I sometimes feel like that. I try and make it less of a grind by listening to podcasts and catching up with friends whilst in the car, but every winter it gets more difficult.

It really spurs me on to save a much as I can and open up a few possibilities to cut the commute.

justme111

bugslet wrote: »

April 30th 2019 and a little bit after that!


Short version, gave my main customer notice in June. They came back in July and said stay, we can make it work. They couldn't. We are going our separate ways and my last day of work for them will be 30th April. After that there will be some work to do to wind the Company up, dispose of assets, various paperwork which will carry on for some time no doubt, but after the 30th there will be no more getting up at 5.15, no more losing 1.5 hours commuting every day.

:j:j:j

Congratulations. May the next stage of your life be super enjoyable long and fruitful. As far as I remember you are so defined by your work it will be as new life for you !