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Early-retirement wannabe

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Comments

  • Marine_life
    Marine_life Posts: 1,059 Forumite
    Hung up my suit!
    I might have just retired unintentionally.
    Money won't buy you happiness....but I have never been in a situation where more money made things worse!
  • DairyQueen
    DairyQueen Posts: 1,856 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Does that mean your are into sailing (as in actual sailing boats) but Mr DQ is not?
    'Fraid so. I bought Mr DQ a week-long, sailing course for his birthday four years ago. Strychnine would have been better-received.
    Maybe a similar option would be to buy yourselves a Harley/sports car/motor home (delete as applicable) and go touring.
    Mr DQ has rejected motor homes, caravans and boats of any description (unless associated with corporate hospitality events) but I hadn't considered a road trip. He also likes trains. Hmmmm.... is there such a thing as a seniors Eurail Pass?
    May not work if your idea of fun is being on a barge of the living dead, sorry going on cruises.....:rotfl:
    I daren't test the water (excuse pun) on the subject of cruises as if Mr DQ expresses enthusiasm it may precipitate divorce :).
  • DairyQueen
    DairyQueen Posts: 1,856 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    gfplux wrote: »
    My suggestion is take the £40k and spend it on yourself. Perhaps you need a trip to show yourself what life can be like while Mr DQ keeps on working building up a further £40k ready for your return.
    :T
    Funny you should mention this. I have devised a cunning plan. I have a 'big birthday' next year and have told himself that I will spending it travelling whether with him, or without. I think he has assumed that I am anticipating a weekend away. Errr... not exactly what I have in mind. Watch this space.
  • DairyQueen
    DairyQueen Posts: 1,856 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Triumph13 wrote: »
    You might need to tread very carefully with that idea as it could backfire. If you blow a major sum of money on a holiday and he loves it, he may decide he needs to keep working to be able to afford to keep on blowing big sums on 'special' holidays.
    An alternative might be to plan an extended period of 'slow travel' where you can explain the wonderful itinerary to him then drop the bombshell that you would be able to pay for it just from your normal retirement spending.
    I would definitely prefer slow travel - the slower the better. Problem is that, after all these decades of saving, we have the means right now to enjoy a comfortable retirement, including a decent travel budget (if considerably less than £40k pa,). But Mr DQ has the employment mindset of someone in their 40s and, at this rate, our heirs will be enjoying our retirement by proxy.

    You make a good point about an extended trip. I think if I can break him from his daily routine for several weeks, and he has a great time, it may be the catalyst he needs. The problem will be levering him away from his job for that length of time. It will have to be a fait accompli as two weeks holiday has been the best I have managed so far.
  • DairyQueen
    DairyQueen Posts: 1,856 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    greenglide wrote: »
    And what if he finds it absolutely dreadful? What if it all goes dreadfully wrong and you find it dreadful?
    If he hates it then I am no worse off as he will simply postpone retirement indefinitely (as he has for the last 3 years). However, what if he loves it? This time next year I could be living the retirement dream. :)

    It's a risk worth taking.
  • stoozie1
    stoozie1 Posts: 656 Forumite
    Must delurk to ask marinelife what's happened?
    Save 12 k in 2018 challenge member #79
    Target 2018: 24k Jan 2018- £560 April £2670
  • hugheskevi
    hugheskevi Posts: 4,544 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    DairyQueen wrote: »
    :T
    I have a 'big birthday' next year and have told himself that I will spending it travelling whether with him, or without.

    Last year I went on a 3 month trip from the east coast to the west coast of Africa. I knew my wife wouldn't enjoy a lot of it (the rougher parts, through Angola, the Congos and Cameroon), so devised a plan whereby she came with me for the first month, then flew home whilst I stayed out there for another 2 months.

    That worked out very well, might be something for you to consider.
  • cfw1994
    cfw1994 Posts: 2,146 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Name Dropper
    DairyQueen wrote: »
    :T
    Funny you should mention this. I have devised a cunning plan. I have a 'big birthday' next year and have told himself that I will spending it travelling whether with him, or without. I think he has assumed that I am anticipating a weekend away. Errr... not exactly what I have in mind. Watch this space.
    hugheskevi wrote: »
    Last year I went on a 3 month trip from the east coast to the west coast of Africa. I knew my wife wouldn't enjoy a lot of it (the rougher parts, through Angola, the Congos and Cameroon), so devised a plan whereby she came with me for the first month, then flew home whilst I stayed out there for another 2 months.

    That worked out very well, might be something for you to consider.

    Alternatively, there’s a few on here who would be delighted to join you, I’m sure :D

    Meanwhile, with Marine_life.......do tell more!
    Plan for tomorrow, enjoy today!
  • gfplux
    gfplux Posts: 4,985 Forumite
    Part of the Furniture 1,000 Posts Photogenic Hung up my suit!
    DairyQueen wrote: »
    'Fraid so. I bought Mr DQ a week-long, sailing course for his birthday four years ago. Strychnine would have been better-received.


    Mr DQ has rejected motor homes, caravans and boats of any description (unless associated with corporate hospitality events) but I hadn't considered a road trip. He also likes trains. Hmmmm.... is there such a thing as a seniors Eurail Pass?


    I daren't test the water (excuse pun) on the subject of cruises as if Mr DQ expresses enthusiasm it may precipitate divorce :).

    Why not ask the question on Mumsnet (relationships) I understand there is a wealth of experience there that you could draw on.

    https://www.mumsnet.com/Talk
    There will be no Brexit dividend for Britain.
  • Triumph13
    Triumph13 Posts: 2,030 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    I might have just retired unintentionally.

    I think we'd all given up hope of it happening any other way...
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