Early-retirement wannabe

[Deleted User]

saver861 wrote: »

. Often, one reason quoted for retiring early is to 'spend more time with the family'.

And single people have "family" with whom to spend more time with, too.

saver861

Deleted_User wrote: »

And single people have "family" with whom to spend more time with, too.

I'm not quite sure what your point is .... but I've made mine.

uk1

greenglide wrote: »

plan holidays to Switzerland, Italy (Vesuvius and pompeii), Iceland (hoping to see the northern lights), Madeira, Portugal, Greece (the antiquities) as well as all the places around about us we never get around to go to.

Keep us busy for a few years!

With this level of interest in travel do take seriously making a bit of your hobby and investments a serious commitment into the various loyalty and mileage schemes available to those than plan long ahead and are very flexible. We use the schemes to access first class long haul travel and stay in suites in five star hotels a couple of times a year for great prices.

Jeff

atush

Everyone has a predetermined time on this earth.

Rubbish. No one does. Your time on this earth is determined by many things, and only a few such as genetics are pre determined.

Most are later or even instantly determined. By lifestyle, personal choices, and perhaps fate (such as stepping off the curb into a TA under under a bus).

[Deleted User]

We'll die when Fate/God decides when we willl die. Not in our hands. We like to kid ourselves that it is.After we die we might look back and think we'd have done things differently if we'd known our death date. Everything in history is predetermined, including all our lifespans.

DancingBadger

Deleted_User wrote: »

We'll die when Fate/God decides when we willl die. Not in our hands. We like to kid ourselves that it is.After we die we might look back and think we'd have done things differently if we'd known our death date. Everything in history is predetermined, including all our lifespans.

Strewth...

After I die I doubt I'll be in a state to look back, let alone reflect. :rotfl:

Each to their own, though.

jamesd

Deleted_User wrote: »

We'll die when Fate/God decides when we willl die. Not in our hands. We like to kid ourselves that it is.After we die we might look back and think we'd have done things differently if we'd known our death date. Everything in history is predetermined, including all our lifespans.

That is one of the schisms in Chistianity, with various sects arriving based on whether they did or didn't have that view. Others have their own views and those who don't believe in gods can also be expected to have a different view.

One advantage of the predestination approach is that it's then possible to blame their chosen deity for inflicting the world's miseries on them. Or not. That's another of the schisms of Christianity. And then there's the issue of killing children as soon as possible after birth so they haven't had time to sin and are sure to go to heaven, providing them with life everlasting there, a great kind gesture to the newly born.

Best to discuss religious beliefs somewhere outside pure money. Too many pogroms and wars have already happened over just disagreements about predestination and its various flavours even if we confine it to just Christianity.

uk1

Everything falls into place once you have worked out to your individual satisfaction "what is the meaning of life". Once you have that one sorted out to your own satisfaction, you can then get on with it. Without it, it is somewhat more difficult!



Jeff

fatbeetle

Gatser wrote: »

Now I am getting hooked too... (I quoted wrong number, its 618 days for me today... so I am just 755 days ahead!)

Just checked, 488 for me!

chucknorris

agent69 wrote: »

Trouble is the closer I get to 60 the less certain I become about taking the fateful step. I don't buy into the 'do it while you can' philosophy, which to me is very short sighted. Overall I have 3 issues:

1. I quite like work in a funny sort of way
2. Having spent several years thinking about it, I still don't know how I would spend my time if I wasn't at work.
3. There's a big difference between saving £30k a year for the next 5 years and spending £20k of your savings each year.

I enjoy traveling, but you can't spend 52 weeks a year abroad or the novelty will soon wear off.

I was dithering for a quite while, but I handed in my notice last Friday to leave (retire) in December (a week before I'm 59), I too sort of liked work (but it was never going to be as good as my other interests). Since handing in my notice I have felt an inner calmness, and I know for certain that it was the right decision. Luckily the finances of retirement are not a factor at all (if anything they were the other way, i.e. daft to carry on working). But I'm the opposite of you with regards to my spare time. I will be able to re-start cycling and swimming, I had to drop those two activities because I just couldn't fit them in with hiking, jogging, bowls, my dog and chess while I was working.

I previously retired 16 years ago (at 42, but I went back to work to start a new career 10 years later), at that first retirement, I did feel at a bit of a loose end. This time I am much more mentally prepared and I have many more interests which will not just 'fill my time' but allow me to fully enjoy my time. As well as my interests, I (we, my wife and I and our dog of course) also want to explore the Costa Del La Luz and the Tabernas Desert (both in Spain) during the UK winters. I would strongly urge you to start planning how you would spend your time in retirement now (don't wait until you get there), and start to build up those interests/activities, otherwise you risk retirement being a cultural shock, I am fairly certain that I will not miss work at all.