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Isa

Hello,
is it possible to have a Isa say from post office to pay morgage if on a interest only would the returns not be high enough and would you need a higher risk product.lillynewt

Comments

  • Lokolo
    Lokolo Posts: 20,861 Forumite
    Part of the Furniture 10,000 Posts
    Depends on the rate of the mortgage.
  • Thanks for your reply. we are on a standard variable rate which is 2.5.
  • jimjames
    jimjames Posts: 19,122 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    If you are only paying into a cash ISA I think you would be better off with a repayment mortgage to ensure that at the end of 25 years it is paid off.
    Remember the saying: if it looks too good to be true it almost certainly is.
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