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2011 diary - MFW - Can't quite believe it!

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  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Just popping on to say Hi and welcome to MFW Caroline :)
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • dimbo61
    dimbo61 Posts: 13,727 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    With an interest rate of 6.19% better to overpay every penny you can and read Martins latest article about interest rates!
  • Caroline73_2
    Caroline73_2 Posts: 2,654 Forumite
    dimbo61 wrote: »
    With an interest rate of 6.19% better to overpay every penny you can and read Martins latest article about interest rates!

    That's what I'm doing.
  • Woohoo!

    Today I got a new job, I'm going to try to throw all of this wage against my mortgage.

    I sold 3 things from my Folksy and Misi shops too.
  • Congratulations on the new job caroline, well done :j:j
    Credit card £4461.15Home mortgage £137117Buy to let mortgage £83,000
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Great news on the job, congrats.
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • Congratulations on the new job. Good start to the weekend for you.:beer:
  • tootallulah
    tootallulah Posts: 2,197 Forumite
    Great news on the job, well done, it will speed up your MFD big time.
  • I have been fiddling with the weekly spends and decided I need to up it a bit each week to cover petrol for travelling to and from my new job. Obviously this will be outweighed by the wages :)

    I've had notification that my gas and dental bills will be going each month too.

    I spent more than I anticipated this weekend at the craft show. I bought a bag to store my knitting project and a cushion knitting set with giant needles (28mm for those knitters amongst us!) Although I spent £70 I have made a lovely cushion for DS1 bedroom and I have the needles to make more projects which I can sell later on so make more money.

    Craft fair yesterday was disastrous and badly organised with very few customers so I haven't been able to save anything this weekend. I did have a great time on Saturday and was happy with my purchases so I cannot complain!

    Today is a new day and will be listing lots of things on my website so hopefully I can do ok!
  • ztan
    ztan Posts: 400 Forumite
    Sounds like all is coming together for you and keeping you busy Caroline. Congrats on the job :)

    Do you organise craft fairs, or just attend? It's always nice to meet a fellow crafty... ;)
    MFW 2010- £112,500 + 20% Equity Loan = £150,000 35 years :o
    2013- £108,877.28 + 20% / current OP = 19 years :T

    Target to be Shared Equity Free- 2016
    Target for holiday to Australia- 2014
    Currently training for a Commando Challenge- drop and give me 20
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