Have Lloyds changed Vantage?

hedgehopper_2

Hi all

Was a bit surprised to find that I had less interest paid into my LTSB Vantage account this month despite being a grand up on last month.

What's going on here - they haven't changed the rate, have they? Or is it more likely they've fiddled with my account/taken away my add-on somehow?

Baldur

No change here, normal interest received on my three accounts for a 31 day month.

hedgehopper_2

Grr. I do hope they haven't removed it from my account! Will call later.

Mikeyorks

hedgehopper wrote: »

they haven't changed the rate, have they?

Same interest rates / bands since Feb 2009 :-

http://www.lloydstsb.com/current_accounts/classic_and_classic_plus_accounts.asp

(click the 'interest rates' tab)

Rupert_Bear

hedgehopper wrote: »

Hi all

Was a bit surprised to find that I had less interest paid into my LTSB Vantage account this month despite being a grand up on last month.

What's going on here - they haven't changed the rate, have they? Or is it more likely they've fiddled with my account/taken away my add-on somehow?

I had £7000 in one of the Vantage account for the full calender month and got after tax £18.34.

jonesMUFCforever

hedgehopper wrote: »

Hi all

Was a bit surprised to find that I had less interest paid into my LTSB Vantage account this month despite being a grand up on last month.

What's going on here - they haven't changed the rate, have they? Or is it more likely they've fiddled with my account/taken away my add-on somehow?

Did you fund the account with £1000?

opinions4u

hedgehopper wrote: »

Was a bit surprised to find that I had less interest paid into my LTSB Vantage account this month despite being a grand up on last month.

What was the balance and what is the balance?

What's going on here - they haven't changed the rate, have they?

It would appear not.

Or is it more likely they've fiddled with my account/taken away my add-on somehow?

It's more likely that you've misunderstood something or not complied with the funding requirements.

exel1966

No changes at all ! £18.52 net for each of my 7 accounts this month.

You must have done something not to comply.

junkmail42

Rupert_Bear wrote: »

I had £7000 in one of the Vantage account for the full calender month and got after tax £18.34.

Mr Bear,

I got £18.70? I do find it odd how much it varies month to month. Balance does go up & down a bit, but closing daily balance is usually £7000.

Was yours below £7000 closing at all?

junkmail42

exel1966 wrote: »

No changes at all ! £18.52 net for each of my 7 accounts this month.

You must have done something not to comply.

Exel,

If you don't mind me asking, and plead the fifth if you like, how did you manage to get 7? I thought the limit was 3? I'm guessing OH as well, but how the 7th? Oh, joint a/c?!

apt

junkmail42 wrote: »

Mr Bear,

I got £18.70? I do find it odd how much it varies month to month. Balance does go up & down a bit, but closing daily balance is usually £7000.

As as been discussed before, interest is added on the first working day of the month so depending on when weekends and bank holidays fall the number of days on which interest is calculated can vary a lot.