Mortgage Free - so good they'll do it twice! Wynnvegas aiming for the big house

wynnvegas

newgirly wrote: »

Hooray! welcome back Billy ,great to see you :T

What an exciting update, and a huge step into something very new (and a lot less travelling to visit vegas!) am so glad all is well since you have become mf, and hope the job application goes smoothly for you both. You must keep us updated on everything, how are the btl's now ,do you still have them all?

Anyway happy new year

Thanks newgirly,

Weather was first and foremost in our mind (genuinely chose Arizona from looking at the Vegas weather on the morning news and seeing that Phoenix was always that wee but hotter!) but proximity to Vegas was a huge consideration. We have friends from California who go once a month to Vegas. We have promised ourselves that we will lose the question "so, Vegas this weekend?" every Thursday. So much easier a consideration now that the rooms and much of the costs are free.

Hope you're well. Haven't had a chance yet to catch up on where everyone is.

Cheers,

Billy

wynnvegas

elegant_elephant wrote: »

Good to see you back, especially with the promise of a new project!! I'd love to move to the U.S. but it ain't gonna happen unfortunately. Neverr mind, I'll live vicariously through your progress reports (this is a hint by the way:D)

Happy New Year!!

Hint received loud and clear EE!

I've always wanted to do it. So pleased Moyra came round to the idea. Her family aren't thrilled with the notion but I honestly expect we'll see more of them being so far away, albeit through a Skypey arrangement.

It isn't an easy process to be sure. Things are all slotting into place. From visiting in the summer and spending a couple of days house hunting, the houses are amazing....and bizarrely very similar to what we had designed for ourselves.

Cheers,

Billy

wynnvegas

Secret_Saving_Squirrel wrote: »

Nice to see you back, Billy. I do hope all of your projects have been doing well. Please give us an update on the BTL empire, I assume it is going onwards fine if you are retiring now!

Good luck,

Squirrel x

Thanks Squirrel,

Not a lot has changed with the BTLs - still got the four and will add our house to the mix when we move. The days of getting houses with more than a 30% discount on home value have gone for the moment as we did think it worthwhile grabbing a few more recently.

Retirement goes out the window when we move across. To be fair, it has gotten a bit boring recently. The Consultancy we had set up didn't really come to fruition as we'd hoped as the small businesses didn't want to open up which is a shame as we have a culture here where it seems better to fail as quietly and meekly as possible rather than seek professional assistance to fix things.

Cheers,

Billy

wynnvegas

black_taxi wrote: »

NICE UPDATE

miles away from the old MFW days

Thanks BT,

Hope you're well. From the initial plan to pay the original mortgage off,not is a mile away. More than anything else, it's about the choices and freedom we have. It's a wonderful thing to know you don't have to do anything or put up with anything you don't want to. It has also allowed us to travel a lot more extensively (to China, Thailand, Monte Carlo, Amsterdam and Vegas / California / Utah in the last 2 years).

Cheers,

Billy

wynnvegas

CathT wrote: »

Great to see you posting Billy. Good luck with your plans.

Thanks Cath,

Much appreciated.

Cheers,

Billy

wynnvegas

jodles16 wrote: »

Spent a few days reading through your diary! Hope to hear your updated plans soon! You were very helpful on the Vegas thread when we were planning our visit last year! Best of luck with Phoenix!

Jodles

Hi Jodles,

Thanks. Always happy to help, no more so than with MFWs and Vegas. It's a place of many secrets that folk would never see if they don't know what they're looking for. We know some secrets but we're by no means complete experts. I do think that there's a bit of a plan there to help tailor UK holidaymaker Vegas experiences to maximise experience and value but that's something I'm kicking around my head and it's very early days on that front. Hope you loved your trip.

Cheers,

Billy

wynnvegas

Morning All,

A quick update, all positive for a change! The licensing packet is off to the Arizona department of Education and, in searching the applicable school districts around Phoenix, we've found 5 jobs that Moyra can apply for as soon as she is licensed. 4 are middle school Science jobs but one has just come up for High School Biology which would be perfect.

Have my last meetings this week with the charities I've been volunteering with for the last 5 years. Both have progressed dramatically in my time with them (not down to me I hasten to add!) so it's good to leave them on an upward swing with the future looking bright.

Hope everyone is well.

Cheers,

Billy

gallygirl

All exciting stuff Billy, amazing what being mortgage free can free you up to do :T.

wynnvegas

gallygirl wrote: »

All exciting stuff Billy, amazing what being mortgage free can free you up to do :T.

Thanks Gally,

Looks like you're making excellent inroads! I'll always be a mortgage freedom advocate. Got nearly everyone we know on the road to it now. No question that it opens up a world of possibilities. Our two roads now, in order of preference, are to either move to AZ and live an American life in the sun or retain our home base in Scotland, retire and spend 6-9 months a year chasing the sun around the world.

Cheers,

Billy

Secret_Saving_Squirrel

We are going for the second option, for family reasons. But I so wish I had been more clued up at your age. Better late than never though. We will have a few more years of freedom than if we had just carried on the expected path. Oh is ten years younger than David Bowie and led a similarly hedonistic youth, so we are packing it in while we can!