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D.w.p
Blueboy50_2
Posts: 10 Forumite
Hi can any one help me please I got a letter from the DWP saying that I owe them £68 from over 10 year ago and now they are passing the debt over to a collection agency,do iI need to pay this money back to them? I dont even know if I owe them the money can any one help?
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Hi can any one help me please I got a letter from the DWP saying that I owe them £68 from over 10 year ago and now they are passing the debt over to a collection agency,do iI need to pay this money back to them? I dont even know if I owe them the money can any one help?
As far as i know, if you havent acknowledged this debt in the last 6 years and there is no CCJ, the debt will be statute barred, so you will not have to pay it.
Have you sent any payment, or admitted to owning this debt at all within the last 6 years?.
There is a prove it letter you can send, i'll try and find a link for you..
GB.
If you can, help others; if you cannot do that, at least do not harm them~Dalai LamaHow people treat you is their karma; how you react is yours~Wayne DyerLet none find fault in others. Let none see omissions and commissions in others. But let one see one's own acts, done and undone~ch4 vs500 -
Hi Blueboy,
As long as you have not acknowledged or paid anything towards the debt in the last 6 years (5 in Scotland), then the debt is indeed statute barred and you don't have to pay it if you don't want to, so Geebee was spot on.
You may be better sending the prove it letter though in the first instance. I've attached it below, but don't sign your normal signature as the nice people at the debt collection agency have been known to copy signatures.1 High Street,
Newtown,
Kent
R21 4RH
October 9, 2007
The Loan Company
Company House,
Church Street,
Newtown,
Kent,
R1 7HG
Dear Sir/Madam
Ref: xxxxxxxxxxx
You have contacted us regarding the account with the above reference number, which you claim is owed by ourselves.
We would point out that we have no knowledge of any such debt being owed to The Loan Company.
We are familiar with the ‘Office of Fair Trading Debt Collection Guidance’ which states that it is unfair to send demands for payment to an individual when it is uncertain that they are the debtor in question.
We would also point out that the OFT say under the Guidance that it is unfair to pursue third parties for payment when they are not liable. In not ceasing collection activity whilst investigating a reasonably queried or disputed debt you are using deceptive/and or unfair methods.
Furthermore, ignoring and/or disregarding claims that debts have been settled or are disputed and continuing to make unjustified demands for payment amounts to physical/psychological harassment.
We would ask that no further contact be made concerning the above accounts unless you can provide evidence as to our liability for the debt in question.
We await your written confirmation that this matter is now closed. Otherwise we will have no option but to make a complaint to the trading standards department and consider informing the OFT of your actions.
We look forward to your reply.
Yours faithfullyIf you've nothing decent to say, perhaps you shouldn't say anything.
£2 savings jar £300:D
Total credit card debts £1250:mad::mad::mad::mad::mad: - Will I ever learn!!0 -
Hey Thanks very much to both of you I have not talked to them or paid any thing to them so is that me free lol and can I just Ignore the letter?0
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The Department of Work & Pensions (DWP) can chase debts after 6 years without going to court. They reclaim the overpayments by deducting them from current (or future) benefits such as pensions.
http://www.payplan.com/debt-library/joint-and-several-liability-the-limitation-act-1980.phpI'm selfish, impatient and a little insecure. I make mistakes, I am out of control and at times hard to handle. But if you can't handle me at my worst then you sure as hell don't deserve me at my best.0 -
Here is a link to a load of template letters..... you should find one that can help.
https://forums.moneysavingexpert.com/discussion/2532927If you can, help others; if you cannot do that, at least do not harm them~Dalai LamaHow people treat you is their karma; how you react is yours~Wayne DyerLet none find fault in others. Let none see omissions and commissions in others. But let one see one's own acts, done and undone~ch4 vs500 -
Frankie231 wrote: »The Department of Work & Pensions (DWP) can chase debts after 6 years without going to court. They reclaim the overpayments by deducting them from current (or future) benefits such as pensions.
http://www.payplan.com/debt-library/joint-and-several-liability-the-limitation-act-1980.php
Thanks for that info, i had no idea about that!.If you can, help others; if you cannot do that, at least do not harm them~Dalai LamaHow people treat you is their karma; how you react is yours~Wayne DyerLet none find fault in others. Let none see omissions and commissions in others. But let one see one's own acts, done and undone~ch4 vs500 -
Hey Thanks very much to both of you I have not talked to them or paid any thing to them so is that me free lol and can I just Ignore the letter?
It would seem not......If you can, help others; if you cannot do that, at least do not harm them~Dalai LamaHow people treat you is their karma; how you react is yours~Wayne DyerLet none find fault in others. Let none see omissions and commissions in others. But let one see one's own acts, done and undone~ch4 vs500 -
Sadly I think that the DWP can claim money owed after this long. If you are unwilling to pay it will remain as money owed and claimed from any future benefit you may claim. Firstly you need to ask for an explanation as to how they came to this amount.Lost my soulmate so life is empty.
I can bear pain myself, he said softly, but I couldna bear yours. That would take more strength than I have -
Diana Gabaldon, Outlander0 -
Thanks for that info, i had no idea about that!.
Neither did I until earlier today, there was another thread about something similar
I'm selfish, impatient and a little insecure. I make mistakes, I am out of control and at times hard to handle. But if you can't handle me at my worst then you sure as hell don't deserve me at my best.0 -
Blueboy would like to thank all for there help and information0
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