My Prayers Are Answered

debtinfo

Gothicfairy wrote: »

Are you JW or Mormon ?

I would think not, but why would it matter

silvercar

Firstly, you need to speak to someone in your church/ temple and let them know your situation. They will have experienced people able and willing to help you. That help could be in the form of moral support, practical advice, food parcels, supportive phone calls, transport to services etc. You won't be the first to ask for help and you won't be the last. They will have experience of people in your situation and the help should be readily available. You just need to find the way to tap into it.

Secondly, you need to accept that your situation means changing your relationship with your church. This doesn't mean that you change your relationship with your God but that you accept that financially you are on limited means and that means that you can't always afford to pay money towards the Temple. There are many other ways in which you can demonstrate your religious beliefs. Your time, the deeds that you perform, the way you act in life are all ways of expressing your religiousness and if you can't afford to give ten per cent of your income because your income is so low then that is acceptable.

It is generally understood, in religion and economics, that taxes (and tithe donations are voluntary taxes) that the rates need to be progressive. This means that those that can afford more should give more, while those that can't afford to give don't bankrupt themselves in attempting to do so.

Thirdly, there is nothing wrong with giving when you can and accepting donations at the time you need them.

Fourthly, there are other people in your religious body who also want to do acts of charity. In accepting from them (directly or anonymously) you are allowing them to perform their own "good deeds" and that in itself is a good deed.

Your church being such an important part of your life will be a helping hand in getting through this. Let them into your life, be honest with them and allow them to support you.

Best wishes

Silver

fermi

It may seem to be counterintuitive at first, but once the OP has gone BR then contributions to their church/temple/whatever are actually likely to be a more affordable outgoing than they were previously when weighed down with debt.

And as debtinfo says, if there is to be no IPA then it's none of the OR's concern if they choose to make donations.

Even with an IPA, it would be up to the OP as to whether they made donations out of any surplus left over after the IPA was paid.

silvercar

fermi wrote: »

It may seem to be counterintuitive at first, but once the OP has gone BR then contributions to their church/temple/whatever are actually likely to be a more affordable outgoing than they were previously when weighed down with debt.

And as debtinfo says, if there is to be no IPA then it's none of the OR's concern if they choose to make donations.

Even with an IPA, it would be up to the OP as to whether they made donations out of any surplus left over after the IPA was paid.

Agreed, yes but.....

it may be that those on very tight budgets are not expected or required to tithe. The only way to know that is to ask and find out.

I don't know what religion we are talking about, but it will only be that by asking the appropriate religious leader you will get the answer.

It could even be that you are not allowed (according to this religion) to give away money if doing so would put yourself in jeopardy eg by not being able to eat properly or heat your home.

You have to be able to look after yourself to put yourself in a position to help others.

fermi

silvercar wrote: »

Agreed, yes but.....

it may be that those on very tight budgets are not expected or required to tithe. The only way to know that is to ask and find out.

I don't know what religion we are talking about, but it will only be that by asking the appropriate religious leader you will get the answer.

It could even be that you are not allowed (according to this religion) to give away money if doing so would put yourself in jeopardy eg by not being able to eat properly or heat your home.

You have to be able to look after yourself to put yourself in a position to help others.

Agreed.

However I was responding to the points that said that it's not something you should be paying out or should be allowable if you are in a position bad enough to go bankrupt.

May possibly be true before you bite the bullet and go BR, but after things can be very different. Even if you are subject to an IPA.

Plus some people have the impression that while BR you have to account for and justify every penny spent. The truth is usually very different.

Gothicfairy

debtinfo wrote: »

I would think not, but why would it matter

Would think not to what ? They said Temple which is normally JW or Mormon.

Why would it matter : Each group has a different way of looking after people in debt, One offers a support network and one can offer money etc.
It would also make a difference to any money they were expected to pay into the Temple.
Of course it is important and the OP brought up their wish to continue with their Temple and as a bankrupt they would be in financial difficulty and they could maybe get some help.

debtinfo

Who do you mean by JW

themull1

Jehova's witness

Geebee

debtinfo wrote: »

Who do you mean by JW

I presume when Gothicfairy says JW, she means Jehovah's Witness and Mormon is The Church of Jesus Christ of Latter Day Saints.

debtinfo

I thought so, they certainly dont have temples, they have Kingdom Halls, they also dont tithe

Not sure about the mormons