Enforceable credit card agreement

PNPSUKNET

obtaining credit by deception....

chattychappy

Hax wrote: »

Just wondering what the legal issues are if the OP has received their credit card and spent money knowing that some of the details are incorrect on the agreement.

PNPSUKNET wrote: »

obtaining credit by deception....

Yes, probably. s2,3 and 11 of the Fraud Act 2006 are relevant. There could be an offence at the time of application and time of use.

BUT, the criminal burden of proof involved in showing fraud (a number of steps needed) is tough and even then, the police/CPS have to decide to take up the case.

t110mas

For those asking the questions.

I have not spent on the card and I have advised the details are wrong. It was a general question out of curiosity.

jonesMUFCforever

t110mas wrote: »

For those asking the questions.

I have not spent on the card and I have advised the details are wrong. It was a general question out of curiosity.

In that case there is no problem - just arrange to close the card down.