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Abba1772's Debt Free Diary

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Comments

  • beanielou
    beanielou Posts: 96,615 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good news on selling your Gran's house.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Glad you’re ok and lovely to hear from you.
    sounds like you’re as busy as ever
    x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • jwil
    jwil Posts: 22,426 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Welcome back x
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Need to crack on with my credit card …….need to contact abta regarding the Florida holiday fiasco hopefully we will get something back 

    my card is sitting at £5500 !!!!!! 🤦‍♀️ I will get this cleared would like to get this to £2750 by the end of the year

    £400 is due back to me next week and I have over £500 to fling at it tomorrow 

    I have a childcare meeting tomorrow with an emergency social work referral so I’ll be looking after a 5 month baby as of Tuesday so extra pennies in time for xmas

    had a clear out and have sold 10 items so far on vinted again extra pennies all going to clear my debt…………vinted sales will be going towards my air fryer that I replaced last month xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    I think you will clear the full card by end of the year :) x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    monz said:
    I think you will clear the full card by end of the year :) x
    No chance but I like your optimism xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning 

    bit the bullet and made some payments 

    ive paid off my national insurance contribution of £158.60 need to get this paid during the summer as it’s a lot of money at this time of year might we if I can set up a direct debit in the future as it used to be before they changed it 

    cleared my very account of £110 so that’s done 

    and I’ve sent £1205.25 towards my credit card 😳 massive payment sent but it needs done and I’ll be back to rounding down my account every day as this needs to get shifted hate having debt

    i have £2895 on my other credit card but this is at zero percent so I’m flinging £100 at this every month then I’ll tackle it after I’ve cleared my Halifax.  This was on Abbie’s car insurance last year so at least I know what it was for 😜

    the Halifax is from our Florida holiday for hubby’s flights and overspends plus other rubbish.  Will not be running it up that high again that’s for sure. Lesson learned

    I hope to have the Halifax under £2000 by the end of January which would be amazing 

    have been having a nosey at the sales…..I think they are rubbish tbh ended up spending some pennies on vinted already had £20 in my account from sales so bought two sports bras a pair of leggings and a hoodie all good condition and Nike for only £21 so defo a bargain xx. Just waiting on them to arrive now 

    Going to reset my survey accounts ready for next year and will be actively trying to do more at nighttime if I can to boost the pennies 

    still have birthday money and Xmas money to spend so might have a look at the shops tomorrow as need to go get steak sausage and pastry for my New Years steak pie 

    debating about taking my tree down now………don’t want to but I’m still working a Tuesday and Thursday during the Xmas holidays and I’m knackered tbh as I’m also still volunteering for the food larder……..wee one was a no show today still get paid tho 
     
    I promise I will be more active on her as I need to get motivated again as this is no good 😌 




    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    I’ve requested my survey money of £38 from PA and found £2.09 in Qmee and I’ve requested £32 from my top cashback so I’ll have another £72.09 for my credit card ……..gotta love free money xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Sun_Addict
    Sun_Addict Posts: 24,377 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I’m glad you’re back on it, you always used to keep me motivated with your determination. I’ve recently restarted doing surveys and I’m aiming to make £10 a week which will go into a treat pot for me. Got £30 so far 🙂 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Another glad to see you. Your rounding down used to keep me focussed too x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
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