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Abba1772's Debt Free Diary

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  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    beanielou said:
    Blimey. That's a lot of ££££'s!!
    I know but if we cancelled we would have lost all our money xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Willowtree222
    Willowtree222 Posts: 8,224 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Wow.
    I know you’ll have it cleared in no time but not really what you wanted to have to pay!
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • Sun_Addict
    Sun_Addict Posts: 24,118 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I really hope you all enjoy this holiday after the last minute stress. No doubt you’ll be clearing that unexpected air fare like a rat up a drainpipe 😆
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    have the best holiday!  you will laugh about this in years to come saying how he really just wanted a different flight for some "peace" ;)
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    How have I been back home for over a week 😭 it’s just flying in

    it’s time to start being held accountable for my debt on here now need to get back into writing in here daily as it keeps me on track.

    NSD today thank goodness

    i got up early as I have a meeting tonight at the community centre for my volunteer role at the community centre so went into the garage for 30 mins on the crosstrainer at 6am this morning felt sick was a shock to system being up that early but I’m glad I done it as it sends me up for the day.

    managed to organise my avon returns, my childminding paperwork that I needed a parent to sign as well as get KK ready for school, organise the playgroup bag as that’s back on again and another thing to my to do list.

    one mindee is off today so it was a quiet one today childminding wise we set up playgroup and it was just us for a while so I crack on in clearing the centre cupboards out………emails sent asking non returning groups to collect their stuff, and I filled two trolleys with rubbish, why people don’t bin broken stuff I don’t know but I’ve binned it, reshuffled cupboard and managed to get all the chairs into a cupboard that were cluttering up the room all whilst my childminding kid played happily away.  A new mum joined us later so was nice to have a natter.

    Dropped the wee one off a nursery came home and have had lunch, now need to sort avon books for delivery I’ll take some up on the school run then I need to sort out one of the kids folders for my childminding as I’m due an inspection very soon so need to get my paperwork spot on.  Managed to get 2 kids folders sorted only 1 more to go 😉

    I have the school run at 3pm have one after schooler then I need to drop a parcel off as I sold an item on vinted this weekend, then it’s off to the dentist as xander is getting 4 teeth pulled out as he’s getting braces, they might pull two out today I don’t know so that’s at 4.30pm need to grab a tin of soup for him so he can have something to eat afterwards then it’s back home mindee will be due to be collected and then it’s delivering 3 avon orders, drop KK off at football, thankfully it’s at the community centre where I volunteer as chairperson I’ll attend the meeting and hubby will get him at 7.30pm.  Hopefully the meeting isn’t long.  No doubt it will be

    debt wise I’m paying minimum as it’s hubby’s 40th on the 20th so keeping money back for that as we are having a party on the 24th so I know what I’m getting him bit expensive but it’s his 40th and after the party it’s all hands on deck and I will be getting a debt cleared before Xmas that’s for sure.  In fact I might just save for Xmas first then everything else can get checked towards a debt and I don’t have to worry about Xmas.  That sounds like a better plan xx

    hope your all having a nice day it’s super sunny and very warm up here xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • How was the holiday? Did everyone make it there safely?

    sounds like a good plan. You’ll be back flying through your debt again in no time!
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    edited 6 September 2022 at 3:58PM
    Holiday was good  @Willowtree222 but mega expensive…….we won’t be back unfortunately as we won’t be able to afford it tbh 
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Evening

    Had to put fuel in the car boooooooooo but I ran it on fumes for as long as I could 🤪 spent £20 today on that.

    was working this morning just a cheeky 9am til 12pm shift with only one kid so was nice tpfor the change in pace.  Wee one wanted to walk the dog in the big field across the road so we did that so he was quite pleased.

    have completed kids folder number two thank goodness now just need to sort the last one out then I can concentrate on other paperwork.  This folder will be a pain as I’m being completely honest I’ve not bothered but now I need to suck it up and get on with it but there are just not enough hours in the day.

    I have a auctioneer coming round today to look at my grans house as this is the avenue I have to go down now.  Such a shame but they are hopeful they will successfully sell it.

    then I’ve got the gym at 6pm tonight and Then need to deliver two avon books and make two avon deliveries but this money is going towards the hubby’s 40th fund.  

    Coming home to make a curry as Im trying to stretch out the remaining food in the freezers to avoid doing a huge food shop as I dreading it.  Costs about £400 in the one go but that lasts us between 8 to 10 weeks so can’t complain but would just rather get it done in one night than hitting the shops every week for a big weekly shop.  Obviously fresh items every week are a must xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • jwil
    jwil Posts: 22,051 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you had a nice holiday.

    Sorry about your Gran's house.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    I keep doing this but I’m still alive 😂😂😂😂😂

    no joy on the refund for the flight ticket.  Now moving onto Abta with a complaint as the travel agents are now ignoring me.  Unfortunately my credit card company and my insurance can’t help so fingers crossed I get somewhere.

    I have my Xmas money organised so now I’m going to start hitting my credit card 

    and I’ve sold my grans house so at least this is something 

    just don’t have time for myself at the moment to come on here but this needs to change as wants this credit card gone xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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