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Abba1772's Debt Free Diary

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  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    What a vile woman!  Hope you are ok <3
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Thank you everyone feeling better

    now she’s playing on her “illness” which only gets brought up in situations like this…….still not interested.

    my stepdad is hoping to pop in to see me before he goes back to England xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    So I’m back on here to account for my spending.

    I got my wages paid by the court for attending a court case last Friday so that along with hubby’s house keeping and my cash back of £92.50 I have over £3300 in the car fund only £1650 to go but I’ll have the £242 I usually pay every month ready for December so technically I need to find £1408 before the 21st December.  Should be able to do it.

    One of my avon customers finally paid me today £31.75 so that was used to buy a new football duvet set from next £20 for KK and I also bought him the fifa 21 game for £10 from smiths so I’m making a dent in his Christmas list.  So just a new dinosaur phone case, a transformer toy, a new football, a jigsaw and new sharpie pens and he’s done.

    So technically not out of pocket so pleased with that.

    now off to see if I can figure when I can hit my £1408 target 🎯 
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    So I’ve worked it out I actually need to find £1325.40

    according to my calculations I should be able to find this amount by the 26th just in time for Black Friday.

    so that’s my target get my funds to £4708 and then I can fling myself into the Xmas spirit.
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • jwil
    jwil Posts: 22,076 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    So sorry about your Uncle, and how horrid of your MIL.

    You're doing great with the financials as usual though!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    My total today is £3525.51 thanks to my child benefit coming in.

    so that means I only have to find £1182.49 🙃

    not spent a penny today might need to later tho as we need need butter and milk will get some after I’ve been to the gym tonight.

    im sitting here waiting patiently to put my avon order through but the website is down…….typical I have £1246 in orders to put through and want to see what my commission looks like hopefully it’ll be back up shortly.  This money will be going towards the tortoise payment at the end of the month.

    I have a 2 hour break between shifts so will find something to do in the kitchen as I painted the ceiling last night and it looks good now need to white wash the walls at some point and paint the woodwork but thinking of getting hubby to put in thicker skirting boards would ideally love the plastic ones but they are a bit pricey xx

    off to see if I can do some surveys to earn extra pennies xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Evening

    still plodding along

    have the cold and it’s went into my chest so been chilling all weekend back to work tomorrow no rest for the wicked xx

    as you can see I’ve got to £4020 in my car fund should hit my target of £4718 by the end of next week not sure what college are paying me for childcare yet as student was off a couple of days hopefully They’ll pay the full amount.  If I can would love to have the full amount so December I don’t have to worry about next months final payment if that makes sense?

     Credit card is sitting at £346 🙃 and my very account is sitting at £297 hoping to have paid this off before Xmas 

    hope everyone is well xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Sun_Addict
    Sun_Addict Posts: 24,133 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good to hear from you. I love your determination to get things paid off.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • beanielou
    beanielou Posts: 95,751 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    On fire as usual!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Wow Abba I am not even surprised to say the least :D
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
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