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Abba1772's Debt Free Diary

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Comments

  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Hey everyone

    im alive im still here mostly reading people’s diaries when I get a chance

    been so busy the last couple of weeks organising a community Halloween event.  It was exhausting to the point the Saturday just past my pelvis decided to give up and I was ordered to bed rest all weekend which I did.  

    But the event was a success and 260 children had a great time but im glad it’s done with………as the amount of paperwork and working of the schematics so we could ensure the event was a COVID 19 friendly event caused me no end of sleepless nights 

    ive not been to the gym since last Saturday and I can feel it.  I’m still sore I can’t sit for long periods of time and I’m very sluggish so going tonight and I know I’ll feel better when I finish my class xx

    on the positive I have over £3k in my saving pot for the car.  Letter came into today that my final payment will be £4950.00 on the 21st December so it’s on for the savings now.

    I have a sort of plan and I need to sit down and work it all out.

    it may involved my credit card but as long as it is cleared by Xmas then it’s a win.

    avon is going good still getting average £800 in orders every month and from January our commission goes up to 30% if we get a certain amount of orders per quarter so I’m up for a challenge.

    still adjusting to reduction in tax credit and half the maintenance money keep leaving myself shirt at the start of the month when all the bills come out so need to work out the figure I need to have for the end of the month so that when the 1st comes and all the bills gets paid I’m sorted but with me being so busy lately I’ve taken my eye off the ball 

    KK is nearly done for Xmas we’ve put a deposit down for a tortoise he’s wanted one since he was 2 so his new pet will be with us by the end of the month.  I’ve also been picking him up little bits with the avon commission.  I still have a order to be paid for this Friday but that money will be going towards a new gamer duvet set and a Xbox game he’s had his eye on and it’s on his Xmas list.  I think for him all I have left is to get him a couple of hoodies and a pair of pjs and he is done.  I’ve bought a few bits in for Abbie but she’s also getting American dollars and a tattoo voucher and I’ve scouted out a Lego set for xander but want to wait til Black Friday to see if I can get a better deal as it’s a bit pricey.  Hubby as usual doesn’t know what he wants and to be fair neither do I because my birthday is 5 days before Xmas.

    we have already organised Xmas dinner so there will be us plus Abbie and her bf and no doubt hubby’s mum and stepdad will be joining us.  Told hubby I want to grab a frozen turkey crown that can stay in the freezer and we will order our Xmas meat at the butchers but have the frozen one just in case if you want to believe everything that happens in the media.

    also need to go and price up teddy bear bedding for the boys now that the weather has take a cold turn so that’s a job for this week maybe do it tomorrow afternoon.

    my gran is still with us even tho she doesn’t want to be but that’s ok.  Now that my brother is moved back down we are taking it in turns to go visit her every week.  House still isn’t sold but this is due to Abbie slowly moving down the housing list.  I’ll get it sold when she gets offered a house.

    but other than that how is everyone I need to get back on here every day again as it keeps me right.

    I don’t anticipate spending any money today if I do I have change in my purse
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Sun_Addict
    Sun_Addict Posts: 24,446 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good to hear from you. Glad your gran is ok. As always you are doing brilliantly with your savings. Hope your pelvis stands up to the gym session, don’t overdo it.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • beanielou
    beanielou Posts: 96,756 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sure you can do it  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    If anyone can do it its you Abba :D xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Agree, you’ll absolutely do it x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Families……..do you ever just wish you can do without them…..mil being drama queen caused a commotion realised she’s in the wrong and is trying to paint me the villain and quite frankly I’ve had enough can’t be bothered……

    and her sensitivity chip is missing as my uncle was stabbed on Saturday in Glasgow and he died today at 4.30pm and her response was “I’m not a mind reader” nice 👍 
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • beanielou
    beanielou Posts: 96,756 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    So sorry.
    Take care of you xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • nonnie44
    nonnie44 Posts: 478 Forumite
    Part of the Furniture 100 Posts
    That’s awful abba, I’m so sorry for your loss. Some people will never apologise even if they know they’re completely wrong, but in these circumstances that’s totally disgusting 🙁
  • Sun_Addict
    Sun_Addict Posts: 24,446 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    So sorry to hear about your uncle, that’s just awful. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • sorry so sorry about your uncle.

    Agree with the others, some people just refuse to admit when they’re in the wrong x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
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