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Abba1772's Debt Free Diary
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morning
Productive morning so far got my cross trainer session done before I started work at 7pm wee one fell asleep so I organised all my Avon orders which aren't due to go out until next Friday few bits missing but have placed another order and hopefully they'll be here before my orders go out next Friday.
Paid off hubby's credit card as it was a condition of the mortgage so bye bye £1228 but at least its gone now, the only debt we actually have now is the car which is due to run out in December but I need to save up to pay the balloon payment and hubby's motorbike. And our mortgage.
Have done my committee duties today and sent out a couple of emails, the community centre is due to reopen hopefully soon, me personally will be not starting my group back until after the summer holidays as I want to keep an eye on the numbers before I commit to reopening the toddler group. Better safe than sorry.
Got a washing on baskets are still empty go me need to get an ironing done today at some point as well.
also need to print out some paperwork and file it away.
Abbie's boyfriend found love letters from my grandpa to my gran from 1958 hidden in the garage of all places.......he was such a gentleman bless him. was lovely to read a couple of them they were together for 47 years married for 43 yearsNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.053 -
What a lovely find with the love letters.I get knocked down but I get up again (Chumbawamba, Tubthumping)3
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So cute to find the love letters.
A thing from the past now sadly.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Well done on having the savings to clear hubs card, at least you know its done and dusted.
Yep go you with the washing always good to empty the basket
Agree with you about the group better safe than sorry - plus you already have loads on.
Excited for you now having booked the work in - love it when a plan all comes together. I do find with savings there is always something to spend it on lol but think of the alternative that that would just be debt again.
Immensely proud of you with your savings, hope you are too!
Sounds a nice lad Abbies BF. Really cute find about the letters, warms the cockles of the heart and all that
Sam xxx
Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
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That's a lovely find with the letters x"If you can dream it, you can do it". Walt Disney2
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Those letters must have been lovely to read. Are you going to take them to your gran or would that cause too much upset for her? xSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x3 -
Nicnak said:Those letters must have been lovely to read. Are you going to take them to your gran or would that cause too much upset for her? xNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.055
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Morning
Was super busy yesterday Fitbit registered 35000 steps I'm quite tired today.
Have started painting my fence, only taking it in sections but it still takes two hours as I've got to give it two coats but it's so worth it.
Yesterday the rendering company came and took pictures and I've sent a 20% deposit over to them so It's getting done at the start of July, I've to phone them at the start of June and get an actual date locked in as he's waiting on the other 2 houses in my street to get back to him as we are getting them done roughly at the same time but that's it booked, think I might just take 2 weeks at the start of July and book the electrician in and the plasterer as well and just get i done and hopefully get to spend some time with my kids during that time off.
Need to nip to the post office sorting office as postage hasn't been paid properly on the letter or parcel also need to nip to shops and get a thin paint brush and a photo album for my grans letters so that's the plan after I've dropped the wee one off to nursery.
Off to get ready for the school run
NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.054 -
Busy busy
Great news about the render - good to get it organised and booked in.
Wow about the fence - are you doing the karate kid method of painting
Hope your week is good.
Keep going your smashing thisGrocery challenge Feb £107/£100-epic fail due to cake and biscuits
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Afternoon
yesterday was stupid busy but I survived lol
done my cross trainer for 40 minutes today as won’t be doing my online class tonight as working til 6pm.
submitted my let form and risk assessment to the community centre where I run the toddler group have told them I will not be starting back until 20th august as that’s the first Friday after the summer holidays have ended. Better safe than sorry.
kinds got a ahead of myself and bought my new wallpaper for the living room it’s £55 a rollbut I got a 30% discount code and I needed 5 rolls. Soooooo pretty cost me £192.50 but I saved £82.50.
https://www.grahambrown.com/uk/meiying-pepper-wallpaper/103525-master.html#q=Meiying%2BPepper&lang=en_GB&start=1
it came out of my savings
also solicitors have got my redemption statement from my current mortgage provider and I need to pay just ver £880 still waiting on them getting back to me with their bank details so I can pay it and that’s another thing off my to do list and leaves the savings account purely for house improvements.........after I’ve taxed abbies car and paid her car insurance as managed to get her a theory test but it’s not til August so I want to insure the car so I can take her out to practice what she’s learnt on her driving test. It’s all money money money 💰NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.054
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