Abba1772's Debt Free Diary

moneyonmymindsam

De-lurking to say hurrah about hubby's card. Not far to go till its smashed
I hear only good things about the eight legged electric company  so fingers crossed that all goes well.
Sending you all my best wishes, stay safe 
Sam x

abba1772

afternoon

It's a spendy week so far and it's only Tuesday.  Yesterday I paid out £150 for my bathroom to be replastered but this was with money that I had put by for this job.  Looks so much better can't wait to paint it.

Today I've paid out £99 towards the vet hospital fees and sent £2.13 towards the barclaycard.  Hoping to have the card at £850 by the weekend.  might be a push

Nipped to homebargains and got toilet paper, a small bottle of juice, box of toffee snack bars and a box of weetabix for KK so spent £9,50.

Waiting on Nicola sturgeon announcing her plans for the area if we are moving to level 4 !!!!!!, schools are allowed to remain open but non essential stores will be possibly closing for 2 weeks so need to get to B&Q tomorrow for paint for the bathroom so I have it for the weekend.

Had a query from someone looking for childcare, would be 17.5 hours a week then after xmas it increases to 32 hours so extra pennies for me.  she's coming round on Thursday.  fingers crossed this one sticks.

eldest DS is going back to school tomorrow, thank goodness.  However we've just been informed that his Florida trip for 2021 has been cancelled so I should be getting the £250 deposit I put down last year so if this comes through then I'll have extra pennies for Xmas presents.

Sun_Addict

Good news on the extra childcare 👍 Not so good about the level 4 👎 To be honest I keep forgetting we’re in lockdown it’s barely different to being in tier 3. 

beanielou

Yes, think you will be level 4. 

We will stay in 3 I think though there were concerns about Dundee. 

Hope the childcare works out. 

Take care x

abba1772

Morning

Was sooooooooo busy yesterday but it was rather productive.  spent 6 hours in total sorting out paperwork for the new blended model childcare for the Scottish government, it was definitely a thinker.  I misread the date of submission thought it said 21.11.2020 turns out it is in actual fact to be submitted by 21.12.2020 so at least I'm organised in that respect and one less thing to worry about on the run up to Xmas.

The mum and little girl came over last night and she starts Monday so extra pennies, could have done with them when tackling the barclaycard but it'll now come in handy for Christmas.

Speaking of barclaycard I've sent £125 towards the card this morning bringing it under the £125 mark, hoping to have this cleared by the weekend so I can then start getting stuff in on the black Friday deals online seeing as non essential shops have to close where I live as of 6pm tonight.  

Have got the paint for the bathroom so thats my weekend taken care of woo hoo

Messaged all my avon customers we have £1225 worth of stock in my bedroom and also on my landing upstairs it's like a avon bomb has went off and also put a wee competition on my avon fb page just to say thank you to my wonderful customers.  So it's delivery night tonight and looks like most of these orders will be gone tonight already collected £225 from customers who pay me via bank transfer or paypal so hopefully it runs smooth tonight.  Will try and organise the books so I can deliver some whilst I'm going out to Lidl later on saves the car having to stop so may times tonight.  Think we warn just under £300 commission which is an amazing amount xx

Going to Lidl to grab a turkey crown today for Xmas as it was lovely last year, boys want a gammon joint as well this year so will keep an eye out for one of them as well, and then it'll just be the usual veg and potatoes and KK emphasized puddings..........he rarely eats pudding so was surprised that came from him.

Also need to nip to the post office and post a parcel and after I've been to the town I'll check in on my wee gran to see how she's doing

so yeah busy busy busy today, thank goodness it's Friday today woo hoo

Sun_Addict

Well you never fail to amaze me Mrs Wonder Woman 😁 Is that hubby's card about gone now? So pleased you've got the extra childcare. Surely you must be Avon's top agent, that commission is absolutely fantastic. 

Hope you manage at least a little bit of relaxation time over the weekend x

abba1772

Sun_Addict said:

Well you never fail to amaze me Mrs Wonder Woman 😁 Is that hubby's card about gone now? So pleased you've got the extra childcare. Surely you must be Avon's top agent, that commission is absolutely fantastic. 

Hope you manage at least a little bit of relaxation time over the weekend x

Yes Hubby's card will be hopefully all gone by next weekend and I'm not going to tell him, i'll do my victory dance when he's not around.

I'm not even close there are some reps out there that are on fire, I'm just delighted with the sales this month xx

Sun_Addict

I was like you when I cleared our debt a few years ago. I was over the moon but couldn’t tell anyone in real life because no one knew. You’ll have to do your victory dance on here 💃 

beanielou

Awesome. Just awesome 😎🙌🙌🙌⭐️

abba1772

I'll still have the car PCP which has a year to go on it then I'll pay the balloon payment at the end of it which means our car will be offically ours and hubby has his finance on his bike but other than that all the other debt is gone.......I will officially be debt free by the end of next year as I'm not counting hubby's bike, thats his to deal with I've dealt with the rest xx