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Abba1772's Debt Free Diary

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  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    morning

    no payments sent to the card as account is sitting at a nice round number hopefully college are paying me tomorrow so it'll get whacked tomorrow

    going to the gym at 10.30am then need to nip to the shops for random bits then off to my grans to make her lunch then come back home and make xander his lunch 

    managed to swap energy suppliers  was with EDF as the actual energy company i was with went bust and I logged onto the account to see they were changing my Direct debits from £80 a month to £291 because I'm coming out on contract on the 17th and I'm about £112 in debit and my actual readings are lower than what they estimated so I've changed to octopus and managed to go through my grans account and get £50 onto her account and £50 to my account once I've transferred over and I'm not locked in.......what a rip off so will get that balance cleared on the EDF account once my switch over has been done as I've just submitted new meter readings.

    right off to make xand his breakfast xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • jwil
    jwil Posts: 22,025 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great news that you will still be getting paid from the council.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    morning

    Sent £527.50 over to the barclaycard this is a combination of college and survey money

    Waiting on hubby sending me his house keeping money and hopefully I'll be able to sent £150 over to the card tonight bringing me under the £1k mark.  Can't believe we are nearly at the home stretch hubby has no idea and that's how I'm keeping it.  It's a shame that I won't be able to scream it from the roof tops that it's all paid off at the end of the month to him as I want to keep him on his toes.

    I've got my gym appointment at 10.30am and thankfully the rain has stopped, hubby bought me a pair of wireless headphones for the gym so will be trialing this out today as doing 30 minutes on the bike today.

    My son still isn't showing signs of covid thank goodness however we just received another letter saying someone else from my sons year has been sent home with a confirmed case of covid-19 so now I'm questioning if I send him back to school on Wednesday.  will need to speak to him and hubby tonight about it as I'm really worried.

    Hope everyone has a fab weekend xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Sun_Addict
    Sun_Addict Posts: 24,102 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Wow well done 👏 You’ve made an amazing effort to clear this card. I wouldn’t know what to do about DS either, it’s a worry. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • beanielou
    beanielou Posts: 95,681 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Awesome 👏  
    Remind me what year your DS is in? 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    beanielou said:
    Awesome 👏  
    Remind me what year your DS is in? 
    He's in third year @beanielou

    Just had another letter through the app this afternoon with another confirmed case thats 2 days in a row
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    well it's official I'm under the £1k mark woo hoo the race is on to get this gone by the end of November xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • beanielou
    beanielou Posts: 95,681 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    abba1772 said:
    beanielou said:
    Awesome 👏  
    Remind me what year your DS is in? 
    He's in third year @beanielou

    Just had another letter through the app this afternoon with another confirmed case thats 2 days in a row
    Maybe time to think about him having a break for a couple of weeks. Otherwise it seems he will be constantly in isolation. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 95,681 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    abba1772 said:
    well it's official I'm under the £1k mark woo hoo the race is on to get this gone by the end of November xx
    I don’t know how you do it. 👏👏👏
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Congrats on being under 1k. 
    It's do worrying at the minute. DD's school have only had one positive case, but I'm sure more are to come. They've just been lucky so far.
    That's amazing on the Avon orders and if the council are still paying you, it'll be good to get those contracts like you said. 
    Have a lovely weekend x
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
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